Sturrock Comb & Davidson Limited

Reference number: 982474

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • STURROCK COMB & DAVIDSON LIMITED (FRN 982474) is an AR of Golden Charter Limited (FRN 965279). When you use STURROCK COMB & DAVIDSON's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from STURROCK COMB & DAVIDSON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01382 462159

  • Address

    34a, Forfar Road, Dundee, Tayside, DD4 7AY, Scotland

In the full report: 2 background checks

  • What kind of line 01382 462159 is
  • Who else gives the postcode DD4 7AY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC089557
Company status
Active
Company type
Private limited company
Incorporated
5 September 1984 (42 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
David Anderson Comb Director Apr 1949 9 Jan 1998 6 other companies
Michael Charles Comb Director Dec 1979 14 Nov 2019 None
Douglas Gordon Sturrock Director Sep 1988 5 Mar 2025 None
Ian James Mcpherson Sturrock Director Mar 1960 Not published 3 other companies
Michael Comb Secretary Not published 19 Apr 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
2
run together
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£4.39m

No earlier figure to compare

Cash at bank

£1.45m

No earlier figure to compare

Owed within a year

£413k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC089557. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sturrock Comb & Davidson’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2025

25 November 2025

  • Blackadders Trustees Limited became the majority owner (50–75% of shares)
  • Douglas Gordon Sturrock became the majority owner (50–75% of shares)

Companies House

2022

5 September 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • David Anderson Comb became a part-owner (25–50% of shares)
  • Ian James McPherson Sturrock became the majority owner (50–75% of shares)

Companies House

1984

5 September 1984

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 12
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Firms like Sturrock Comb & Davidson

Other firms of the same type (funeral director), nearest first.

In Dundee

Affertons LimitedDundeeAppointed representativeDavid Scott (Blairgowrie) LimitedDundeeAppointed representative

In the Dundee (DD) postcode area

Emslie S. Collier & Son LtdAngusAppointed representativeGeorge Stewart Funeral Directors LimitedArbroathAppointed representativeNorma Helen MartinCarnoustieAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sturrock Comb & Davidson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 18 events in its history

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Frequently asked questions about this firm

Is Sturrock Comb & Davidson Limited FCA authorised?
Sturrock Comb & Davidson Limited (FRN 982474) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sturrock Comb & Davidson?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sturrock Comb & Davidson Limited (FRN 982474) is an AR of Golden Charter Limited (FRN 965279). When you use Sturrock Comb & Davidson's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sturrock Comb & Davidson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sturrock Comb & Davidson’s phone number?
The FCA register lists the phone number 01382 462159 for Sturrock Comb & Davidson. If you were given different contact details, use these to check with the firm before going any further.
Is Sturrock Comb & Davidson a scam or clone?
Sturrock Comb & Davidson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sturrock Comb & Davidson?
Protection works through Golden Charter Limited, the principal firm responsible for Sturrock Comb & Davidson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sturrock Comb & Davidson?
Sturrock Comb & Davidson is owned by Blackadders Trustees Limited, which holds 50–75% of shares, 50–75% of votes and held as a trustee, since 25 November 2025.
Who runs Sturrock Comb & Davidson?
Companies House lists 4 directors of Sturrock Comb & Davidson: David Anderson Comb, Michael Charles Comb, Douglas Gordon Sturrock and Ian James McPherson Sturrock.
How long has Sturrock Comb & Davidson been in business?
The company was formed on 5 September 1984.
What do Sturrock Comb & Davidson’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £4.39m (no earlier figure to compare) and cash at bank of £1.45m (no earlier figure to compare).

Sources and links

The full report on Sturrock Comb & Davidson Limited

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