Debit Finance Collections PLC: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are safeguarded
No FCA actions
Active company since 1997

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

debitfinance.co.uk (opens in a new tab)
Phone number

01908 422000
Address

Central Square South, Orchard Street, Newcastle upon Tyne, Tyne and Wear, NE1 3AZ, United Kingdom

In the full report: 3 background checks

When debitfinance.co.uk first appeared online, and whether it can receive email
What kind of line 01908 422000 is
Who else gives the postcode NE1 3AZ

Other names (3)

If you were contacted under any of these names, it is this firm.

DFC Trading name: A name it trades under now.
Legend Trading name: A name it trades under now.
Xplor Trading name: A name it trades under now.

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

3. Executing payment transactions (no credit line)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03422873 (opens Companies House in a new tab)
Company status: Active
Company type: Public limited company
Incorporated: 21 August 1997 (29 years old)
Registered office: 1st Floor Central Square South, Orchard Street, Newcastle Upon Tyne, NE1 3AZ, United Kingdom
Nature of business: Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Anthony Carabin	Director	Nov 1964	8 Feb 2023	27 other companies
Nicola Dorothy Mcguiness-Brown	Director	Mar 1981	19 Oct 2023	14 other companies
Anthony Carabin	Secretary	Not published	8 Feb 2023	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 27
closed down: 8
is FCA-registered: 1

In the full report: all 27 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised
The 14 companies these 2 directors run together
All 20 people who have ever been directors, with their dates

Key dates in its history

Debit Finance Collections’s history from the FCA register and Companies House, newest first.

Key events (4) All events (45)

2018

18 May 2018

Became an authorised payment institution

FCA register

2016

26 August 2016

Regulated by the FCA from this date

FCA register

6 April 2016

Transserv UK Limited took control (75–100% of shares)

Companies House

1997

21 August 1997

Incorporated at Companies House

Companies House

In the full report: all 45 events

All 45 events in its history (4 shown here)
Every director appointment and resignation: 38

Firms connected to Debit Finance Collections

Other FCA-listed firms that share a director, phone number or address with Debit Finance Collections. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Debit Finance Collections

Other firms of the same type (payment or money transfer firm), nearest first.

In Newcastle upon Tyne

True Potential Investments LLPNewcastle Upon TyneAuthorised Celergate LimitedNewcastle Upon TyneAuthorised Crosspay LtdNewcastle upon TyneAuthorised Harlands Services LtdNewcastle upon TyneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Debit Finance Collections

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

27 other companies its directors have run, named
3 background checks on its contact details
All 45 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Debit Finance Collections PLC FCA authorised?

Yes, Debit Finance Collections PLC (FRN 756925) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is Debit Finance Collections’ phone number and website?

The FCA register lists the phone number 01908 422000 and the website debitfinance.co.uk for Debit Finance Collections. If you were given different contact details, use these to check with the firm before going any further.

Is Debit Finance Collections a scam or clone?

Debit Finance Collections is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Debit Finance Collections?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Debit Finance Collections to the Financial Ombudsman Service, free of charge.

Who owns Debit Finance Collections?

Debit Finance Collections is owned by Transserv UK Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Debit Finance Collections?

Companies House lists 2 directors of Debit Finance Collections: Anthony Carabin and Nicola Dorothy McGuiness-Brown.

How long has Debit Finance Collections been in business?

The company was formed on 21 August 1997, and has held its current FCA authorisation since May 2018.

Does Debit Finance Collections use any other names?

It trades as DFC, Legend and Xplor.