Denise Wellington Funeral Services Ltd

Reference number: 982415

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DENISE WELLINGTON FUNERAL SERVICES LTD (FRN 982415) is an AR of Golden Charter Limited (FRN 965279). When you use DENISE WELLINGTON FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DENISE WELLINGTON FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01288 359277

  • Address

    Thornlea, St. Annes Hill, Bude, Cornwall, EX23 0LT, United Kingdom

In the full report: 2 background checks

  • What kind of line 01288 359277 is
  • Who else gives the postcode EX23 0LT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • G F Gubbin Funeral Directors Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09307446
Company status
Active
Company type
Private limited company
Incorporated
12 November 2014 (11 years old)
Registered office
Thornelea, St. Annes Hill, Bude, Cornwall, EX23 0LT
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Daryl Jon Wellington Director Dec 1964 12 Nov 2014 None
Denise Yvonne Wellington Director Sep 1968 12 Nov 2014 None
Harry James Wellington Director Apr 1991 25 Apr 2023 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£171k

−19% from £211k

Employees (average)

10

+11% from 9

Owed within a year

£236k

+16% from £204k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09307446. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Denise Wellington Funeral Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2022

2 September 2022

  • Became an appointed representative

FCA register

2017

20 November 2017

  • Daryl Jon Wellington became a part-owner (25–50% of shares)

Companies House

2016

1 November 2016

  • Denise Yvonne Wellington became a part-owner (25–50% of shares)

Companies House

2014

12 November 2014

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like Denise Wellington Funeral Services

Other firms of the same type (funeral director), nearest first.

In Bude

The Arthur W Bryant Funeral Service LimitedBudeAppointed representative

In the Exeter (EX) postcode area

A. White and Sons (Funeral Services) LimitedCreditonAppointed representativeA.e. Stoodley & Son LimitedDevonAppointed representativeBraddicks and Sherborne Funeral Directors LtdBidefordAppointed representativeDamon Francis CampbellTivertonAppointed representativeDavid Lee AlberyOkehamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Denise Wellington Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Denise Wellington Funeral Services Ltd FCA authorised?
Denise Wellington Funeral Services Ltd (FRN 982415) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Denise Wellington Funeral Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Denise Wellington Funeral Services Ltd (FRN 982415) is an AR of Golden Charter Limited (FRN 965279). When you use Denise Wellington Funeral Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Denise Wellington Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Denise Wellington Funeral Services’ phone number?
The FCA register lists the phone number 01288 359277 for Denise Wellington Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is Denise Wellington Funeral Services a scam or clone?
Denise Wellington Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Denise Wellington Funeral Services?
Protection works through Golden Charter Limited, the principal firm responsible for Denise Wellington Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Denise Wellington Funeral Services?
Companies House lists 2 people with significant control of Denise Wellington Funeral Services: Mr Daryl Jon Wellington (25–50% of shares) and Mrs Denise Yvonne Wellington (25–50% of shares).
Who runs Denise Wellington Funeral Services?
Companies House lists 3 directors of Denise Wellington Funeral Services: Daryl Jon Wellington, Denise Yvonne Wellington and Harry James Wellington.
How long has Denise Wellington Funeral Services been in business?
The company was formed on 12 November 2014.
What do Denise Wellington Funeral Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £171k (−19% from £211k).
Does Denise Wellington Funeral Services use any other names?
It trades as G F Gubbin Funeral Directors.

Sources and links

The full report on Denise Wellington Funeral Services Ltd

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