Discipline Finance Limited

Reference number: 1060949

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DISCIPLINE FINANCE LIMITED (FRN 1060949) is an AR of The Right Mortgage Limited (FRN 649443). When you use DISCIPLINE FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DISCIPLINE FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07584 291430

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    Seagreen, Turner Street, Redcar, Redcar and Cleveland, TS10 1AZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07584 291430 is, and the other firm that gives it
  • Who else gives the postcode TS10 1AZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Advanced Mortgage Solutions Trading name
  • Advanced Mortgage Solutions North East Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14619095
Company status
Active
Company type
Private limited company
Incorporated
26 January 2023 (3 years old)
Registered office
Seagreen, Turner Street, Redcar, Cleveland, TS10 1AZ, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Gemma Louise Sharples Director Jan 1982 26 Jan 2023 16 other companies
Christopher Derek Adlam Director Jun 1987 10 Jul 2024 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
3
are FCA-registered
2

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Small company accountsNot audited

Total equity

£84.8k

Up £116k from −£31.0k

Cash at bank

£63.9k

−22% from £82.4k

Employees (average)

2

Same as 2

Owed within a year

£56.9k

−68% from £177k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14619095. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Discipline Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (14)

2026

17 September 2026

  • Became an appointed representative

FCA register

3 March 2026

  • Christopher Derek Adlam became a part-owner (25–50% of shares)

Companies House

2024

5 February 2024

  • Discipline Group Limited became a part-owner (25–50% of shares)
  • Gemma Louise Sharples stopped being a part-owner
  • Steven John Green stopped being a part-owner

Companies House

2023

26 January 2023

  • Incorporated at Companies House
  • Gemma Louise Sharples became a part-owner (25–50% of shares)
  • Steven John Green became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Discipline Finance

Other FCA-listed firms that share a director, phone number or address with Discipline Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1)
  • Who links each one: the named directors, with dates
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Firms like Discipline Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Redcar

Fiona CooperRedcarAppointed representativeSM Consultancy (NE) LtdRedcarAppointed representative

In the Cleveland (TS) postcode area

Active Business Protection LimitedGuisboroughAppointed representativeAngela OwensStockton-On-TeesAppointed representativeArdent Mortgage SolutionsStockton-on-TeesAppointed representativeAsif ZamanMiddlesbroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Discipline Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Discipline Finance Limited FCA authorised?
Discipline Finance Limited (FRN 1060949) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Discipline Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Discipline Finance Limited (FRN 1060949) is an AR of The Right Mortgage Limited (FRN 649443). When you use Discipline Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Discipline Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Discipline Finance’s phone number?
The FCA register lists the phone number 07584 291430 for Discipline Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm, one of which is no longer authorised.
Is Discipline Finance a scam or clone?
Discipline Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Discipline Finance?
Protection works through The Right Mortgage Limited, the principal firm responsible for Discipline Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Discipline Finance?
Companies House lists 2 people with significant control of Discipline Finance: Mr Christopher Derek Adlam (25–50% of shares) and Discipline Group Limited (25–50% of shares). Before that, it was controlled by Mr Steven John Green and Miss Gemma Louise Sharples.
Who runs Discipline Finance?
Companies House lists 2 directors of Discipline Finance: Gemma Louise Sharples and Christopher Derek Adlam.
How long has Discipline Finance been in business?
The company was formed on 26 January 2023.
What do Discipline Finance’s latest accounts show?
Its latest accounts, to 31 January 2025, show total equity of £84.8k (up £116k from −£31.0k) and cash at bank of £63.9k (−22% from £82.4k).
Does Discipline Finance use any other names?
It trades as Advanced Mortgage Solutions and Advanced Mortgage Solutions North East.

Sources and links

The full report on Discipline Finance Limited

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