DMJ Associates

Reference number: 468860

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ADVISER BUSINESS SOLUTIONS LIMITED Reference number: 190181 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • DMJ Associates (FRN 468860) is an AR of ADVISER BUSINESS SOLUTIONS LIMITED (FRN 190181). When you use DMJ Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from DMJ Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ifsnet.co.uk first appeared online, and whether it can receive email
  • What kind of line 01243 432430 is, and the 2 other firms that give it
  • Who else gives the postcode PO10 7BT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Independent Financial Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Adviser Business Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

DMJ Associates’s history from the FCA register and Companies House, newest first.

2007

11 June 2007

  • Became an appointed representative
  • Began trading as "Independent Financial Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to DMJ Associates

Other FCA-listed firms that share a director, phone number or address with DMJ Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like DMJ Associates

Other firms of the same type (financial adviser), nearest first.

In Emsworth

Adviser Business Solutions LimitedEmsworthAuthorised

In the Portsmouth (PO) postcode area

A.D.N. Financial Solutions LtdPortsmouthAppointed representativeAbbotstone Financial Solutions LLPFarehamAppointed representativeAction Finance LtdWaterloovilleAppointed representativeAdam BirchallFarehamAppointed representativeAI Wealth Management LLPChichesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on DMJ Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is DMJ Associates FCA authorised?
DMJ Associates (FRN 468860) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for DMJ Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. DMJ Associates (FRN 468860) is an AR of ADVISER BUSINESS SOLUTIONS LIMITED (FRN 190181). When you use DMJ Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from DMJ Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is DMJ Associates’ phone number and website?
The FCA register lists the phone number 01243 432430 and the website ifsnet.co.uk for DMJ Associates. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is DMJ Associates a scam or clone?
DMJ Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with DMJ Associates?
Protection works through Adviser Business Solutions Limited, the principal firm responsible for DMJ Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does DMJ Associates use any other names?
It trades as Independent Financial Solutions.

Sources and links

The full report on DMJ Associates

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