Dr Nina Joanne Thomas

Reference number: 1060761

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Appointed representative

Dr Nina Joanne Thomas does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Dr Nina Joanne Thomas (FRN 1060761) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Dr Nina Joanne Thomas's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Dr Nina Joanne Thomas, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When culchethvillagedental.co.uk first appeared online, and whether it can receive email
  • What kind of line 01925 765757 is
  • Who else gives the postcode WA3 5HH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Culcheth Village Dental Trading name
  • The Village Dental Practice Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Dr Nina Joanne Thomas’s history from the FCA register and Companies House, newest first.

2026

31 July 2026

  • Became an appointed representative
  • Began trading as "Culcheth Village Dental"
  • Began trading as "The Village Dental Practice"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Dr Nina Joanne Thomas

Other firms of the same type (credit broker), nearest first.

In Warrington

BAS (NW) LimitedWarringtonAppointed representativeChristopher SharplesWarringtonAppointed representativeCommercial Finance Made Simple LtdWarringtonAppointed representativeGrosvenor Capital Brokers LimitedWarringtonAppointed representativeKarl BriscoeWarringtonAppointed representativePaul AndrewsWarringtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dr Nina Joanne Thomas

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Dr Nina Joanne Thomas FCA authorised?
Dr Nina Joanne Thomas (FRN 1060761) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Dr Nina Joanne Thomas?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Dr Nina Joanne Thomas (FRN 1060761) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Dr Nina Joanne Thomas's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Dr Nina Joanne Thomas, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dr Nina Joanne Thomas’ phone number and website?
The FCA register lists the phone number 01925 765757 and the website culchethvillagedental.co.uk for Dr Nina Joanne Thomas. If you were given different contact details, use these to check with the firm before going any further.
Is Dr Nina Joanne Thomas a scam or clone?
Dr Nina Joanne Thomas is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dr Nina Joanne Thomas?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Dr Nina Joanne Thomas's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Dr Nina Joanne Thomas use any other names?
It trades as Culcheth Village Dental and The Village Dental Practice.

Sources and links

The full report on Dr Nina Joanne Thomas

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