E.c. Thomas & Son Limited

Reference number: 984334

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • E.C. THOMAS & SON LIMITED (FRN 984334) is an AR of Golden Charter Limited (FRN 965279). When you use E.C. THOMAS & SON's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from E.C. THOMAS & SON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01834 831876

  • Address

    Zoar Chapel Funeral Home, Llanteg, Narberth, Sir Benfro, SA67 8QH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01834 831876 is
  • Who else gives the postcode SA67 8QH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • EC Thomas & Son Funeral Directors Trading name: A name it trades under now.
  • S Treharne & E Treharne Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 February 2025 (1 year old)
Registered office
Zoar Chapel Funeral Home, Llanteg, Narberth, SA67 8QH, Wales
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel John Treharne Director Jul 1987 25 Feb 2025 1 other company
Elizabeth Patricia Treharne Director May 1959 25 Feb 2025 1 other company
Stewart John Evans Treharne Director Apr 1960 25 Feb 2025 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Key dates in its history

E.c. Thomas & Son’s history from the FCA register and Companies House, newest first.

2025

13 March 2025

  • Changed its registered name from "S Treharne & E Treharne"

FCA register

25 February 2025

  • Incorporated at Companies House
  • Daniel John Treharne became a part-owner (25–50% of shares)
  • Elizabeth Patricia Treharne became a part-owner (25–50% of shares)
  • Stewart John Evans Treharne became a part-owner (25–50% of shares)

Companies House

2022

29 September 2022

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like E.c. Thomas & Son

Other firms of the same type (funeral director), nearest first.

In the Swansea (SA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on E.c. Thomas & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is E.c. Thomas & Son Limited FCA authorised?
E.c. Thomas & Son Limited (FRN 984334) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for E.c. Thomas & Son?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. E.c. Thomas & Son Limited (FRN 984334) is an AR of Golden Charter Limited (FRN 965279). When you use E.c. Thomas & Son's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from E.c. Thomas & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is E.c. Thomas & Son’s phone number?
The FCA register lists the phone number 01834 831876 for E.c. Thomas & Son. If you were given different contact details, use these to check with the firm before going any further.
Is E.c. Thomas & Son a scam or clone?
E.c. Thomas & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with E.c. Thomas & Son?
Protection works through Golden Charter Limited, the principal firm responsible for E.c. Thomas & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns E.c. Thomas & Son?
Companies House lists 3 people with significant control of E.c. Thomas & Son: Mr Stewart John Evans Treharne (25–50% of shares), Mr Daniel John Treharne (25–50% of shares) and Mrs Elizabeth Patricia Treharne (25–50% of shares).
Who runs E.c. Thomas & Son?
Companies House lists 3 directors of E.c. Thomas & Son: Daniel John Treharne, Elizabeth Patricia Treharne and Stewart John Evans Treharne.
How long has E.c. Thomas & Son been in business?
The company was formed on 25 February 2025.
Does E.c. Thomas & Son use any other names?
It trades as EC Thomas & Son Funeral Directors. It has previously used the name S Treharne & E Treharne.

Sources and links

The full report on E.c. Thomas & Son Limited

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