Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 December 2025
Responsible principal firm
First Complete Limited Reference number: 435779 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- EFNI Ltd (FRN 596743) is an AR of First Complete Limited (FRN 435779). When you use EFNI's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from EFNI, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
33 Kilnaslee Road, Pomeroy, Dungannon, BT70 2UD, United Kingdom
In the full report: 2 background checks
- What kind of line 07721 619947 is
- Who else gives the postcode BT70 2UD
Other names (4)
If you were contacted under any of these names, it is this firm.
- Expert Financial NI Trading name: A name it trades under now.
- Alan Walker Former name: A name it was registered under before.
- EFNI Limited Former name: A name it was registered under before.
- Expert Financial Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake email addresses (3)
- boriskelly@ex-fni.org
- ewakoc@ex-fni.org
- support@ex-fni.org
Fake websites (1)
- expert-fni.org
The FCA warning these came from
- ex-fni.org / Expert-fni.org 29 November 2024
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NI620459 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 September 2013 (13 years old)
- Registered office
- 33 Kilnaslee Road, Pomeroy, Dungannon, BT70 2UD, Northern Ireland
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alan Walker | Director | Oct 1969 | 17 Sep 2013 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£8,230
−30% from £11.7k
Employees (average)
1
Same as 1
Owed within a year
£3,702
−7.1% from £3,985
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company NI620459. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Efni’s history from the FCA register and Companies House, newest first.
2026
29 January 2026
- Changed its registered name from "EFNI Limited"
- Changed its registered name from "EFNI Ltd"
FCA register
2024
29 November 2024
- FCA warned the public about a scam impersonating this firm
FCA warning list
2016
1 September 2016
- Alan Walker took control (75–100% of shares)
Companies House
2014
30 June 2014
- Changed its registered name from "Alan Walker"
FCA register
2013
17 September 2013
- Incorporated at Companies House
Companies House
4 March 2013
- Became an appointed representative
FCA register
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 1
Firms like Efni
Other firms of the same type (insurance broker), nearest first.
In the Belfast (BT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Efni
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
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Who runs Efni?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: ex-fni.org / Expert-fni.org fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk