English Holiday Cruises Limited

Reference number: 922902

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Just Insurance Agents Limited Reference number: 610022 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • English Holiday Cruises Limited (FRN 922902) introduces customers to Just Insurance Agents Limited (FRN 610022). Any regulated advice or arranging is done by the principal, not English Holiday Cruises.
  • Example: if English Holiday Cruises refers you to a financial adviser, the advice should come from the principal firm, not from English Holiday Cruises itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01452 410411

  • Address

    Alexandra Warehouse, West Quay, The Docks, Gloucester, Gloucestershire, GL1 2LG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01452 410411 is
  • Who else gives the postcode GL1 2LG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Just Insurance Agents Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05207004
Company status
Active
Company type
Private limited company
Incorporated
16 August 2004 (22 years old)
Registered office
Windsor House, Bayshill Road, Cheltenham, GL50 3AT, England
Nature of business
  • Inland passenger water transport (SIC 50300)
  • Hotels and similar accommodation (SIC 55100)
  • Licenced restaurants (SIC 56101)

Directors and company secretaries

Name Role Born Appointed Other companies
Judith Anne Clements Director May 1954 16 Aug 2004 None
Richard Anthony Clements Director Jun 1948 16 Aug 2004 1 other company
Jared Blake Clements Director Dec 1980 31 Jan 2022 3 other companies
Richard Anthony Clements Secretary Not published 16 Aug 2004 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£1.29m

+11% from £1.17m

Cash at bank

£594k

−11% from £671k

Employees (average)

10

Same as 10

Owed within a year

£440k

−15% from £520k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05207004. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

English Holiday Cruises’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2022

31 January 2022

  • Jared Blake Clements gained significant control

Companies House

2020

17 March 2020

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Judith Anne Clements became a part-owner (25–50% of shares)
  • Richard Anthony Clements became a part-owner (25–50% of shares)

Companies House

2004

16 August 2004

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to English Holiday Cruises

Other FCA-listed firms that share a director, phone number or address with English Holiday Cruises. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like English Holiday Cruises

Other firms of the same type (insurance broker), nearest first.

In Gloucester

44 Black Diamonds LtdGloucesterAppointed representativeBlakeway and Hunt LimitedGloucesterAppointed representativeBrian PalmerGloucesterAppointed representativeForget Me Not Mortgages LimitedGloucesterAppointed representativeHannah Mary WallGloucesterAppointed representativeHarvest Innovations LimitedGloucesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on English Holiday Cruises

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is English Holiday Cruises Limited FCA authorised?
English Holiday Cruises Limited (FRN 922902) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for English Holiday Cruises?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. English Holiday Cruises Limited (FRN 922902) introduces customers to Just Insurance Agents Limited (FRN 610022). Any regulated advice or arranging is done by the principal, not English Holiday Cruises. Example: if English Holiday Cruises refers you to a financial adviser, the advice should come from the principal firm, not from English Holiday Cruises itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is English Holiday Cruises’ phone number?
The FCA register lists the phone number 01452 410411 for English Holiday Cruises. If you were given different contact details, use these to check with the firm before going any further.
Is English Holiday Cruises a scam or clone?
English Holiday Cruises is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with English Holiday Cruises?
Protection works through Just Insurance Agents Limited, the principal firm responsible for English Holiday Cruises's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns English Holiday Cruises?
Companies House lists 3 people with significant control of English Holiday Cruises: Mr Richard Anthony Clements (25–50% of shares), Mrs Judith Anne Clements (25–50% of shares) and Mr Jared Blake Clements (significant influence or control).
Who runs English Holiday Cruises?
Companies House lists 3 directors of English Holiday Cruises: Judith Anne Clements, Richard Anthony Clements and Jared Blake Clements.
How long has English Holiday Cruises been in business?
The company was formed on 16 August 2004.
What do English Holiday Cruises’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £1.29m (+11% from £1.17m) and cash at bank of £594k (−11% from £671k).

Sources and links

The full report on English Holiday Cruises Limited

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