Equillium Wealth Management Ltd

Reference number: 1033467

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Equillium Wealth Management Ltd (FRN 1033467) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Equillium Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Equillium Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When equilliumwm.co.uk first appeared online, and whether it can receive email
  • What kind of line 07858 055684 is
  • Whether EC3V 9BQ is a shared office: 222 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16403277
Company status
Active
Company type
Private limited company
Incorporated
23 April 2025 (1 year old)
Registered office
1b St. Marys Road, Swanley, BR8 7BU, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Luke Ryan Michael Kalsi Director Aug 1994 23 Apr 2025 2 other companies
Gar Lok Lau Director Mar 1997 23 Apr 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Equillium Wealth Management’s history from the FCA register and Companies House, newest first.

2025

22 May 2025

  • Became an appointed representative

FCA register

23 April 2025

  • Incorporated at Companies House
  • Gar Lok Lau became a part-owner (25–50% of shares)
  • Luke Ryan Michael Kalsi became a part-owner (25–50% of shares)
  • Gar Lok Lau appointed as a director
  • Luke Ryan Michael Kalsi appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Equillium Wealth Management

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equillium Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 6 events in its history

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Frequently asked questions about this firm

Is Equillium Wealth Management Ltd FCA authorised?
Equillium Wealth Management Ltd (FRN 1033467) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Equillium Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Equillium Wealth Management Ltd (FRN 1033467) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Equillium Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Equillium Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Equillium Wealth Management’s phone number and website?
The FCA register lists the phone number 07858 055684 and the website equilliumwm.co.uk for Equillium Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Equillium Wealth Management a scam or clone?
Equillium Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Equillium Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Equillium Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Equillium Wealth Management?
Companies House lists 2 people with significant control of Equillium Wealth Management: Mr Gar Lok Lau (25–50% of shares) and Mr Luke Ryan Michael Kalsi (25–50% of shares).
Who runs Equillium Wealth Management?
Companies House lists 2 directors of Equillium Wealth Management: Luke Ryan Michael Kalsi and Gar Lok Lau.
How long has Equillium Wealth Management been in business?
The company was formed on 23 April 2025.

Sources and links

The full report on Equillium Wealth Management Ltd

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