Ergon Financial Consultants Limited

Reference number: 542735

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ergon Financial Consultants Limited (FRN 542735) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Ergon Financial Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ergon Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ergonadvice.co.uk first appeared online, and whether it can receive email
  • What kind of line 01977 702777 is
  • Who else gives the postcode WF8 2UT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05263002
Company status
Active
Company type
Private limited company
Incorporated
18 October 2004 (22 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Alan Maskill Director Dec 1970 18 Oct 2004 1 other company
Claire Louise Maskill Director Jun 1973 15 Jul 2026 1 other company
Claire Louise Maskill Secretary Not published 18 Oct 2004 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Total equity

£13.8k

−44% from £24.7k

Employees (average)

2

Same as 2

Owed within a year

£21.5k

+99% from £10.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05263002. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ergon Financial Consultants’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2022

29 June 2022

  • Claire Louise Maskill stopped being a part-owner

Companies House

2019

1 November 2019

  • Claire Louise Maskill became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Adrian Alan Maskill became a part-owner (25–50% of shares)

Companies House

2011

8 March 2011

  • Became an appointed representative

FCA register

2004

18 October 2004

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Ergon Financial Consultants

Other FCA-listed firms that share a director, phone number or address with Ergon Financial Consultants. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Ergon Financial Consultants

Other firms of the same type (insurance broker), nearest first.

In Pontefract

South Elmsall TravelPontefractAppointed representativeJ Willey & Co LimitedPontefractAuthorised

In the Wakefield (WF) postcode area

Innstone Healthcare LimitedWakefieldAppointed representativeCaledon Cover LimitedWakefieldAppointed representativeCommercial Select LimitedWakefieldAppointed representativeCranswick Property Services LtdWakefieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ergon Financial Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Ergon Financial Consultants Limited FCA authorised?
Ergon Financial Consultants Limited (FRN 542735) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ergon Financial Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ergon Financial Consultants Limited (FRN 542735) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Ergon Financial Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ergon Financial Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ergon Financial Consultants’ phone number and website?
The FCA register lists the phone number 01977 702777 and the website ergonadvice.co.uk for Ergon Financial Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is Ergon Financial Consultants a scam or clone?
Ergon Financial Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ergon Financial Consultants?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Ergon Financial Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ergon Financial Consultants?
Companies House lists one person with significant control of Ergon Financial Consultants: Mr Adrian Alan Maskill (25–50% of shares). Before that, it was controlled by Mrs Claire Louise Maskill.
Who runs Ergon Financial Consultants?
Companies House lists 2 directors of Ergon Financial Consultants: Adrian Alan Maskill and Claire Louise Maskill.
How long has Ergon Financial Consultants been in business?
The company was formed on 18 October 2004.
What do Ergon Financial Consultants’ latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £13.8k (−44% from £24.7k).

Sources and links

The full report on Ergon Financial Consultants Limited

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