Erin May Cruickshank

Reference number: 1018468

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Appointed representative

Erin May Cruickshank does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

DSW Finance (UK) Ltd Reference number: 490932 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Erin May Cruickshank (FRN 1018468) is an AR of DSW Finance (UK) Ltd (FRN 490932). When you use Erin May Cruickshank's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Erin May Cruickshank, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dswfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07538 184396 is
  • Who else gives the postcode G46 8AU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through DSW Finance (UK) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to Erin May Cruickshank

Other FCA-listed firms that share a director, phone number or address with Erin May Cruickshank. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Erin May Cruickshank

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Acumen Financial Services LtdGlasgowAppointed representativeAthena Mortgages LtdGlasgowAppointed representativeBera Financial Services LimitedGlasgowAppointed representativeBlossom Mortgage Services LtdGlasgowAppointed representativeBlue Fish Mortgage Solutions LimitedGlasgowAppointed representativeClear Path Mortgages LimitedGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Erin May Cruickshank

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Erin May Cruickshank FCA authorised?
Erin May Cruickshank (FRN 1018468) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Erin May Cruickshank?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Erin May Cruickshank (FRN 1018468) is an AR of DSW Finance (UK) Ltd (FRN 490932). When you use Erin May Cruickshank's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Erin May Cruickshank, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Erin May Cruickshank’s phone number and website?
The FCA register lists the phone number 07538 184396 and the website dswfinance.co.uk for Erin May Cruickshank. If you were given different contact details, use these to check with the firm before going any further.
Is Erin May Cruickshank a scam or clone?
Erin May Cruickshank is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Erin May Cruickshank?
Protection works through DSW Finance (UK) Ltd, the principal firm responsible for Erin May Cruickshank's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Erin May Cruickshank

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