Essential Finance Group Management Limited

Reference number: 782710

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When essentialinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 383 1761 is
  • Who else gives the postcode M33 6HE
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Uklifeinsurance.co.uk Trading name
  • Uklifeinsurance.uk Trading name
  • EFG Management Limited Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10476765
Company status
Active
Company type
Private limited company
Incorporated
14 November 2016 (9 years old)
Registered office
1st Floor Cloister House Riverside, New Bailey Street, Manchester, M3 5FS, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Christopher Bentley Director Jan 1978 14 Nov 2016 8 other companies
Robert Charles White Director Dec 1976 14 Nov 2016 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
1
are FCA-registered
4

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 5 companies these 2 directors run together
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Filed accounts and finances

Year to 30 April 2025Full accountsNot audited

Total equity

£322k

+4.2% from £309k

Cash at bank

£1.40m

−11% from £1.58m

Owed within a year

£1.08m

−15% from £1.27m

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10476765. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Essential Finance Group Management’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2019

30 August 2019

  • Changed its registered name from "EFG Management Limited"

FCA register

2017

8 December 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

14 November 2016

  • Incorporated at Companies House
  • Jonathan Christopher Bentley became a part-owner (25–50% of shares)
  • Robert Charles White became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Essential Finance Group Management

Other FCA-listed firms that share a director, phone number or address with Essential Finance Group Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
4
share its postcode
5

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (4), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Essential Finance Group Management

Other firms of the same type (insurance broker), nearest first.

In Sale

TBO Services LimitedSaleAuthorisedBankhall Support Services LimitedSaleAuthorisedPrincipal Insurance LimitedSaleAuthorisedSale Insurance Services LtdSaleAuthorisedDragon Mortgages LimitedSaleAppointed representativeEssential Finance Group (UK) LtdSaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Essential Finance Group Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Essential Finance Group Management Limited FCA authorised?
Yes, Essential Finance Group Management Limited (FRN 782710) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Essential Finance Group Management’s phone number and website?
The FCA register lists the phone number 0161 383 1761 and the website essentialinsurance.co.uk for Essential Finance Group Management. If you were given different contact details, use these to check with the firm before going any further.
Is Essential Finance Group Management a scam or clone?
Essential Finance Group Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Essential Finance Group Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Essential Finance Group Management to the Financial Ombudsman Service, free of charge.
Who owns Essential Finance Group Management?
Companies House lists 2 people with significant control of Essential Finance Group Management: Mr Robert Charles White (25–50% of shares) and Mr Jonathan Christopher Bentley (25–50% of shares).
Who runs Essential Finance Group Management?
Companies House lists 2 directors of Essential Finance Group Management: Jonathan Christopher Bentley and Robert Charles White.
How long has Essential Finance Group Management been in business?
The company was formed on 14 November 2016, and has held its current FCA authorisation since December 2017.
What do Essential Finance Group Management’s latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £322k (+4.2% from £309k) and cash at bank of £1.40m (−11% from £1.58m).
Does Essential Finance Group Management use any other names?
It trades as Uklifeinsurance.co.uk and Uklifeinsurance.uk. It has previously used the name EFG Management Limited.

Sources and links

The full report on Essential Finance Group Management Limited

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