TBO Services Limited

Reference number: 498555

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clearbusiness.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 258 1111 is
  • Who else gives the postcode M33 2GS
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Clear Business Trading name
  • Little n Large Former trading name
  • Speedy Insurance Services Former trading name
  • The Business Octopus Former trading name
  • The Insurance Octopus Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06489013
Company status
Active
Company type
Private limited company
Incorporated
30 January 2008 (18 years old)
Registered office
No. 1 Dovecote, Old Hall Road, Sale, M33 2GS, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Robert Hull Director Nov 1975 31 Oct 2020 15 other companies
John Benjamin Bright Director Jan 1977 1 Sep 2025 10 other companies
Emma Louise Groves Secretary Not published 5 Jul 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
3
run together
10

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 10 companies these 2 directors run together
  • All 8 people who have ever been directors, with their dates
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Key dates in its history

TBO Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (33)

2019

20 June 2019

  • Tbo Holdings Limited gave up control
  • Verastar Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Tbo Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

22 June 2009

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2008

30 January 2008

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (7 shown here)
  • Every director appointment and resignation: 14
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Firms like TBO Services

Other firms of the same type (insurance broker), nearest first.

In Sale

Bankhall Support Services LimitedSaleAuthorisedEssential Finance Group Management LimitedSaleAuthorisedPrincipal Insurance LimitedSaleAuthorisedSale Insurance Services LtdSaleAuthorisedDragon Mortgages LimitedSaleAppointed representativeEssential Finance Group (UK) LtdSaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TBO Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 33 events in its history

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Frequently asked questions about this firm

Is TBO Services Limited FCA authorised?
Yes, TBO Services Limited (FRN 498555) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2009 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is TBO Services’ phone number and website?
The FCA register lists the phone number 0161 258 1111 and the website clearbusiness.co.uk for TBO Services. If you were given different contact details, use these to check with the firm before going any further.
Is TBO Services a scam or clone?
TBO Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TBO Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about TBO Services to the Financial Ombudsman Service, free of charge.
Who owns TBO Services?
TBO Services is owned by Verastar Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 June 2019. Before that, it was controlled by Tbo Holdings Limited.
Who runs TBO Services?
Companies House lists 2 directors of TBO Services: Lee Robert Hull and John Benjamin Bright.
How long has TBO Services been in business?
The company was formed on 30 January 2008, and has held its current FCA authorisation since June 2009.
Does TBO Services use any other names?
It trades as Clear Business. It has previously used 4 other names, including Little n Large, Speedy Insurance Services and The Business Octopus.

Sources and links

The full report on TBO Services Limited

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