Ethical Financial Planning Ltd

Reference number: 733685

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8445 1423

  • Address

    45 Fallow Court Avenue, London, N12 0EA, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8445 1423 is
  • Who else gives the postcode N12 0EA
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06299609
Company status
Active
Company type
Private limited company
Incorporated
2 July 2007 (19 years old)
Registered office
Chantry House, 22 Upperton Road, Eastbourne, East Sussex, BN21 1BF, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Sotiriou Director Apr 1966 2 Jul 2007 1 other company
Andriana Sotiriou Secretary Not published 2 Jul 2007 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
0
went insolvent
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£19.4k

+7.4% from £18.1k

Cash at bank

£33.2k

−12% from £37.6k

Owed within a year

£18.6k

−14% from £21.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06299609. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ethical Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2016

1 November 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

1 July 2016

  • Andrew Sotiriou became the majority owner (50–75% of shares)

Companies House

29 May 2016

  • Andriana Sotiriou became a part-owner (25–50% of shares)

Companies House

2007

2 July 2007

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Ethical Financial Planning

Other FCA-listed firms that share a director, phone number or address with Ethical Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Ethical Financial Planning

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ethical Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Ethical Financial Planning Ltd FCA authorised?
Yes, Ethical Financial Planning Ltd (FRN 733685) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Ethical Financial Planning’s phone number?
The FCA register lists the phone number 020 8445 1423 for Ethical Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Ethical Financial Planning a scam or clone?
Ethical Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ethical Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ethical Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Ethical Financial Planning?
Companies House lists 2 people with significant control of Ethical Financial Planning: Mr Andrew Sotiriou (50–75% of shares) and Mrs Andriana Sotiriou (25–50% of shares).
Who runs Ethical Financial Planning?
Companies House lists one director of Ethical Financial Planning: Andrew Sotiriou.
How long has Ethical Financial Planning been in business?
The company was formed on 2 July 2007, and has held its current FCA authorisation since November 2016.
What do Ethical Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £19.4k (+7.4% from £18.1k) and cash at bank of £33.2k (−12% from £37.6k).

Sources and links

The full report on Ethical Financial Planning Ltd

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