Euro Commercials Limited

Reference number: 423231

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Automotive Compliance Limited Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • EURO COMMERCIALS LIMITED (FRN 423231) is an AR of Automotive Compliance Limited (FRN 497010). When you use EURO COMMERCIALS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from EURO COMMERCIALS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When eurocommercials.co.uk first appeared online, and whether it can receive email
  • What kind of line 029 2031 0310 is
  • Who else gives the postcode CF23 9AQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • EURO COMMERCIALS (SOUTH WALES) LIMITED Former name
  • Euro Commercials (South Wales) Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01459115
Company status
Active
Company type
Private limited company
Incorporated
5 November 1979 (46 years old)
Registered office
Ipswich Road, Cardiff, CF23 9AQ, United Kingdom
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeffrey Carne Director Sep 1969 1 Jan 2008 14 other companies
Andrew Gavin Hole Director Jun 1978 1 Apr 2015 20 other companies
Barry Kidd Director Oct 1966 3 Jan 2018 7 other companies
Paul George Hannah Secretary Not published 6 Sep 1993 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
32
closed down
17
went insolvent
3

In the full report: all 32 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 8 companies these 3 directors run together
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Group accountsAudited

Turnover

£98.6m

First group accounts: no earlier group figure to compare

Profit before tax

£1.04m

First group accounts: no earlier group figure to compare

Net assets

£3.95m

First group accounts: no earlier group figure to compare

Cash at bank

£3.18m

First group accounts: no earlier group figure to compare

In the full report: all 4 years of accounts

  • Every year from 2020 to 2024
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 December 2024 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 December 2024 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 01459115. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Euro Commercials’s history from the FCA register and Companies House, newest first.

Key events (13) All events (34)

2025

17 October 2025

  • Changed its registered name from "EURO COMMERCIALS (SOUTH WALES) LIMITED"

FCA register

13 October 2025

  • Changed its registered name from "Euro Commercials (South Wales) Ltd"

FCA register

2024

9 October 2024

  • Euro Commercials Holdings Limited took control (75–100% of shares)
  • Paul George Hannah gave up control
  • Sean Fitzgerald Allison gave up control
  • Simon Roger Kirkup gave up control

Companies House

2023

12 September 2023

  • David Nicholas Owen Williams gave up control
  • Paul George Hannah took control (75–100% of shares)
  • Sean Fitzgerald Allison took control (75–100% of shares)
  • Simon Roger Kirkup took control (75–100% of shares)

Companies House

2016

28 September 2016

  • David Nicholas Owen Williams took control (75–100% of shares)

Companies House

2005

17 January 2005

  • Became an appointed representative

FCA register

1979

5 November 1979

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (13 shown here)
  • Every director appointment and resignation: 21
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Firms like Euro Commercials

Other firms of the same type (car dealer), nearest first.

In the Cardiff (CF) postcode area

Sinclair Garages (Swansea) LimitedBridgendAppointed representativeAbbey Garages (Cardiff) LimitedCardiffAppointed representativeAbove Beyond Finance LimitedCardiffAppointed representativeApollo Cars LtdCardiffAppointed representativeArt Motor Group LimitedHengoedAppointed representativeAyk Motors LtdCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Euro Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 32 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 34 events in its history

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Frequently asked questions about this firm

Is Euro Commercials Limited FCA authorised?
Euro Commercials Limited (FRN 423231) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Euro Commercials?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Euro Commercials Limited (FRN 423231) is an AR of Automotive Compliance Limited (FRN 497010). When you use Euro Commercials's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Euro Commercials, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Euro Commercials’ phone number and website?
The FCA register lists the phone number 029 2031 0310 and the website eurocommercials.co.uk for Euro Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is Euro Commercials a scam or clone?
Euro Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Euro Commercials?
Protection works through Automotive Compliance Limited, the principal firm responsible for Euro Commercials's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Euro Commercials?
Euro Commercials is owned by Euro Commercials Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 October 2024. Before that, it was controlled by Mr Sean Fitzgerald Allison, Mr Paul George Hannah and Mr Simon Roger Kirkup.
Who runs Euro Commercials?
Companies House lists 3 directors of Euro Commercials: Jeffrey Carne, Andrew Gavin Hole and Barry Kidd.
How long has Euro Commercials been in business?
The company was formed on 5 November 1979.
What do Euro Commercials’ latest accounts show?
Its latest accounts, to 31 December 2024, show turnover of £98.6m (first group accounts: no earlier group figure to compare) and profit before tax of £1.04m (first group accounts: no earlier group figure to compare).
Does Euro Commercials use any other names?
It has previously used 2 other names: EURO COMMERCIALS (SOUTH WALES) LIMITED and Euro Commercials (South Wales) Ltd.

Sources and links

The full report on Euro Commercials Limited

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