Evolution Risk Group Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2018
Accounts filed up to 31 December 2024
On its latest accounts it owed £39.8k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

evolutionriskgroup.com (opens in a new tab)
Phone number

01376 748592
Address

Evolution Risk Group Limited, Granville House, Threshelfords Business Park, Inworth Road, Colchester, Essex, CO5 9SE, United Kingdom

In the full report: 3 background checks

When evolutionriskgroup.com first appeared online, and whether it can receive email
What kind of line 01376 748592 is
Who else gives the postcode CO5 9SE

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Making arrangements with a view to transactions in investments

Limits on what they may do

Not permitted to canvass off trade premises

The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11728517 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 December 2018 (7 years old)
Registered office: Granville House Threshelfords Business Park, Inworth Road , Feering, Colchester, CO5 9SE, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Mark Stephen Crane	Director	Feb 1983	26 Dec 2019	None
Serena Tania Price	Director	Jan 1992	18 Oct 2024	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

−£39.8k

Up £4,623 from −£44.4k

Cash at bank

£49.4k

+350% from £11.0k

Employees (average)

5

+67% from 3

Owed within a year

£335k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £39.8k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2019 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11728517. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Evolution Risk Group’s history from the FCA register and Companies House, newest first.

Key events (7) All events (13)

2021

4 May 2021

Regulated by the FCA from this date
FCA imposed a requirement (Not permitted to canvass off trade premises)
Became authorised by the FCA

FCA register

2019

30 December 2019

Ganine Susan Crane gave up control
Mark Stephen Crane took control (75–100% of shares)

Companies House

2018

14 December 2018

Incorporated at Companies House
Ganine Susan Crane took control (75–100% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (7 shown here)
Every director appointment and resignation: 4

Firms connected to Evolution Risk Group

Other FCA-listed firms that share a director, phone number or address with Evolution Risk Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like Evolution Risk Group

Other firms of the same type (insurance broker), nearest first.

In Colchester

Abco Insurance Services LimitedColchesterAuthorised Accelerant Agency Limited UK BranchColchesterAuthorised Arc Legal Assistance LimitedColchesterAuthorised Assure-U International LtdColchesterAuthorised Brokersure LtdColchesterAuthorised Call Assist LimitedColchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Evolution Risk Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 13 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Evolution Risk Group Limited FCA authorised?

Yes, Evolution Risk Group Limited (FRN 935420) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2021 and works as an insurance broker. The FCA has placed a limit on what it may do.

What is Evolution Risk Group’s phone number and website?

The FCA register lists the phone number 01376 748592 and the website evolutionriskgroup.com for Evolution Risk Group. If you were given different contact details, use these to check with the firm before going any further.

Is Evolution Risk Group a scam or clone?

Evolution Risk Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Evolution Risk Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Evolution Risk Group to the Financial Ombudsman Service, free of charge.

Who owns Evolution Risk Group?

Companies House lists one person with significant control of Evolution Risk Group: Mr Mark Stephen Crane (75–100% of shares). Before that, it was controlled by Mrs Ganine Susan Crane.

Who runs Evolution Risk Group?

Companies House lists 2 directors of Evolution Risk Group: Mark Stephen Crane and Serena Tania Price.

How long has Evolution Risk Group been in business?

The company was formed on 14 December 2018, and has held its current FCA authorisation since May 2021.

What do Evolution Risk Group’s latest accounts show?

Its latest accounts, to 31 December 2024, show net assets of −£39.8k (up £4,623 from −£44.4k) and cash at bank of £49.4k (+350% from £11.0k).