Express Global Finance Ltd
Reference number: 505076
Instant download
No longer authorised
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 20 March 2016.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
expressglobalfinance.co.uk
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Last known phone number
01582 738080
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Last known address
9 Whipperley Way, Luton, Bedfordshire, LU1 5LA, United Kingdom
In the full report: 3 background checks
- When expressglobalfinance.co.uk first appeared online, and whether it can receive email
- What kind of line 01582 738080 is
- Who else gives the postcode LU1 5LA
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company as dissolved.
- Company name
- EXPRESS GLOBAL FINANCE LIMITED
- Company number
- 06428719 (opens Companies House in a new tab)
- Company status
- Dissolved
- Company type
- Private limited company
- Incorporated
- 15 November 2007 (18 years old)
- Registered office
- 9 Whipperley Way, Farley Hill, Luton, Beds, LU1 5LA
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ruth Karia Gichobi | Director | Jan 1965 | 15 Nov 2007 | 7 other companies |
| Joseph Moi Kinyera | Director | Jun 1966 | 15 Nov 2007 | 1 other company |
| Joseph Moi Kinyera | Secretary | Not published | 15 Nov 2007 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 4
- run together
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
−£10.7k
Down £1,358 from −£9,365
Owed within a year
£10.7k
+15% from £9,365
Net assets are negative: on its last balance sheet the company owed £10.7k more than it owned.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06428719. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Express Global Finance’s history from the FCA register and Companies House, newest first.
2018
20 November 2018
- Company dissolved
Companies House
2016
15 November 2016
- Ruth Karia Gichobi became the majority owner (50–75% of shares)
Companies House
20 March 2016
- No longer regulated by the FCA
- No longer supervised by HMRC
- Status on the FCA register became "Cancelled - Small PI"
FCA register
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2009
4 November 2009
- Regulated by the Financial Services Authority from this date
FCA register
29 October 2009
- Supervised by HMRC under the money laundering rules from this date
FCA register
2007
15 November 2007
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (9 shown here)
- Every director appointment and resignation: 2
Firms like Express Global Finance
Other firms of the same type (payment or money transfer firm), nearest first.
In Luton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Express Global Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- All 12 events in its history
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Frequently asked questions about this firm
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What do Express Global Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk