Fintech Valley Ltd
Reference number: 900986
Instant download
Registered with the FCA
This firm is registered as a small e-money institution. That is a lighter regime than full FCA authorisation, applied to smaller e-money firms, though it must still safeguard the money it holds.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
960 Capability Green, Luton, LU1 3PE, United Kingdom
In the full report: 3 background checks
- When clikpay.eu first appeared online, and whether it can receive email
- What kind of line 07523 656038 is
- Who else gives the postcode LU1 3PE
Other names (4)
If you were contacted under any of these names, it is this firm.
- CEPHEUS Trading name: A name it trades under now.
- Cepheus Pay Trading name: A name it trades under now.
- Clikpay Trading name: A name it trades under now.
- Clikpay.eu Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- This company has insolvency history on record.
- Company number
- 11456625 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 July 2018 (8 years old)
- Registered office
- 960 Capability Green, Luton, Bedfordshire, LU1 3PE, United Kingdom
- Nature of business
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- Activities of financial services holding companies (SIC 64205)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Martins Bergmanis | Director | Sep 1975 | 10 Jul 2018 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£1.25m
+252% from £356k
Cash at bank
£13.3k
+535% from £2,103
Employees (average)
4
+100% from 2
Owed within a year
£160k
+47% from £109k
* Cash at bank usually includes customers’ money.
Net assets
In the full report: all 5 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11456625. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Fintech Valley’s history from the FCA register and Companies House, newest first.
2022
12 December 2022
- Izmir Ismayilov gained significant control
- Martins Bergmanis no longer has significant control
Companies House
2019
2 December 2019
- Regulated by the FCA from this date
- Status on the FCA register became "Small Electronic Money Institution"
FCA register
2018
10 July 2018
- Incorporated at Companies House
- Martins Bergmanis gained significant control
Companies House
In the full report: all 13 events
- All 13 events in its history (6 shown here)
- Every director appointment and resignation: 3
Firms connected to Fintech Valley
Other FCA-listed firms that share a director, phone number or address with Fintech Valley. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- no longer authorised
- 1
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Fintech Valley
Other firms of the same type (payment or money transfer firm), nearest first.
In Luton
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fintech Valley
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 13 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Fintech Valley Ltd FCA authorised?
What is Fintech Valley’s phone number and website?
Is Fintech Valley a scam or clone?
Is my money safe with Fintech Valley?
Who owns Fintech Valley?
Who runs Fintech Valley?
How long has Fintech Valley been in business?
What do Fintech Valley’s latest accounts show?
Does Fintech Valley use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk