Open B Gateway Limited
Reference number: 913211
Instant download
Registered with the FCA
This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
222 Armstrong Road, Luton, Bedfordshire, LU2 0FY, United Kingdom
In the full report: 3 background checks
- When trustloop.io first appeared online, and whether it can receive email
- What kind of line 0333 242 2520 is
- Who else gives the postcode LU2 0FY
Other names (6)
If you were contacted under any of these names, it is this firm.
- http://trustloop.io Trading name: A name it trades under now.
- Trustloop Trading name: A name it trades under now.
- OBG Former trading name: A name it used to trade under.
- OB Gateway Former trading name: A name it used to trade under.
- Open-Banking-Gateway.com Former trading name: A name it used to trade under.
- The Gateway Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Account information No FSCS coverThis firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11910674 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 March 2019 (7 years old)
- Registered office
- 222 Armstrong Road, Luton, LU2 0FY, England
- Nature of business
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- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rabinder Singh Takhar | Director | Feb 1965 | 10 Oct 2022 | None |
| Liam Leo Mcshane | Director | Dec 1957 | 25 Mar 2025 | 7 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 1
- are FCA-registered
- 3
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£31.2k
Down £32.7k from £1,452
Employees (average)
0
Same as 0
Owed within a year
£245k
+16% from £212k
Total equity is negative: on its last balance sheet the company owed £31.2k more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11910674. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Open B Gateway’s history from the FCA register and Companies House, newest first.
2024
15 August 2024
- Christopher Stephen Howes stopped being a part-owner
Companies House
19 March 2024
- Diarmuid Thomas O'Shea stopped being a part-owner
Companies House
2021
21 June 2021
- Christopher Stephen Howes became a part-owner (25–50% of shares)
- Christopher Stephen Howes stopped being a part-owner
Companies House
2020
25 June 2020
- Regulated by the FCA from this date
- Status on the FCA register became "Registered Account Information Service Provider"
FCA register
2019
11 June 2019
- Orchard Funding Group PLC took control (75–100% of shares)
- Rabinder Singh Takhar stopped being a part-owner
Companies House
28 March 2019
- Incorporated at Companies House
- Christopher Stephen Howes became a part-owner (25–50% of shares)
- Diarmuid Thomas O'Shea became a part-owner (25–50% of shares)
- Rabinder Singh Takhar became a part-owner (25–50% of shares)
Companies House
In the full report: all 38 events
- All 38 events in its history (12 shown here)
- Every director appointment and resignation: 16
Firms connected to Open B Gateway
Other FCA-listed firms that share a director, phone number or address with Open B Gateway. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Open B Gateway
Other firms of the same type (payment or money transfer firm), nearest first.
In Luton
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Open B Gateway
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 38 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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What is Open B Gateway’s phone number and website?
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Is my money safe with Open B Gateway?
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Who runs Open B Gateway?
How long has Open B Gateway been in business?
What do Open B Gateway’s latest accounts show?
Does Open B Gateway use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk