FD Wealth Ltd

Reference number: 231408

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fdwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 260 7200 is
  • Who else gives the postcode G3 8HB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • French Duncan (Financial Services) Ltd Former name
  • French Duncan Wealth Management Ltd Former name
  • French Duncan Wealth Management Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC229215
Company status
Active
Company type
Private limited company
Incorporated
15 March 2002 (24 years old)
Registered office
3rd Floor 133, Finnieston Street, Glasgow, G3 8HB, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Graeme Alexander Lumsden Finnie Director Mar 1970 15 Feb 2007 12 other companies
Stephen Gerrard Hughes Director Jul 1968 21 Apr 2015 9 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
6
are FCA-registered
2

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 5 companies these 2 directors run together
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£226k

−36% from £351k

Cash at bank

£250k

−34% from £380k

Employees (average)

6

Same as 6

Owed within a year

£31.3k

−27% from £43.1k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC229215. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FD Wealth’s history from the FCA register and Companies House, newest first.

Key events (16) All events (50)

2023

17 October 2023

  • Changed its registered name from "French Duncan Wealth Management Ltd"

FCA register · Companies House

2022

7 December 2022

  • French Duncan LLP stopped being a part-owner
  • Graeme Alexander Lumsden Finnie became a part-owner (25–50% of shares)
  • Stephen Gerrard Hughes became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Eileen Blackburn became a part-owner (25–50% of shares)
  • Eileen Blackburn stopped being a part-owner
  • French Duncan LLP became a part-owner (25–50% of shares)
  • Graeme Alexander Lumsden Finnie became a part-owner (25–50% of shares)
  • Graeme Alexander Lumsden Finnie stopped being a part-owner
  • Stephen Gerrard Hughes became a part-owner (25–50% of shares)
  • Stephen Gerrard Hughes stopped being a part-owner

Companies House

2015

29 September 2015

  • Changed its registered name from "French Duncan (Financial Services) Ltd"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 August 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

15 March 2002

  • Incorporated at Companies House

Companies House

In the full report: all 50 events

  • All 50 events in its history (16 shown here)
  • Every director appointment and resignation: 28
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Firms connected to FD Wealth

Other FCA-listed firms that share a director, phone number or address with FD Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like FD Wealth

Other firms of the same type (financial adviser), nearest first.

In Glasgow

Advanced Asset Consultants LimitedGlasgowAuthorisedAdvanta Direct LtdGlasgowAuthorisedAlistair Craig Financial Services LtdGlasgowAuthorisedAml Associates Financial Services Ltd.GlasgowAuthorisedAvoca Wealth Management LtdGlasgowAuthorisedBegley Brown Financial Solutions Ltd.GlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FD Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 50 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is FD Wealth Ltd FCA authorised?
Yes, FD Wealth Ltd (FRN 231408) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is FD Wealth’s phone number and website?
The FCA register lists the phone number 0141 260 7200 and the website fdwealth.co.uk for FD Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is FD Wealth a scam or clone?
FD Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FD Wealth?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FD Wealth to the Financial Ombudsman Service, free of charge.
Who owns FD Wealth?
Companies House lists 2 people with significant control of FD Wealth: Mr Graeme Alexander Lumsden Finnie (25–50% of shares) and Mr Stephen Gerrard Hughes (25–50% of shares). Before that, it was controlled by French Duncan LLP and Mrs Eileen Blackburn.
Who runs FD Wealth?
Companies House lists 2 directors of FD Wealth: Graeme Alexander Lumsden Finnie and Stephen Gerrard Hughes.
How long has FD Wealth been in business?
The company was formed on 15 March 2002, and has held its current FCA authorisation since August 2004.
What do FD Wealth’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £226k (−36% from £351k) and cash at bank of £250k (−34% from £380k).
Does FD Wealth use any other names?
It has previously used 3 other names: French Duncan (Financial Services) Ltd, French Duncan Wealth Management Ltd and French Duncan Wealth Management.

Sources and links

The full report on FD Wealth Ltd

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