Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £939k more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
RICHDALE BROKERS AND FINANCIAL SERVICES LTD. Reference number: 769876 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Filhet-Allard Maritime UK Limited (FRN 1027584) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Filhet-Allard Maritime UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Filhet-Allard Maritime UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Monomark House, 27 Old Gloucester Street, London, Camden, WC1N 3AX, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 0800 840 5509 is
- Whether WC1N 3AX is a shared office: 45 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15632932 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 April 2024 (2 years old)
- Registered office
- 27 Old Gloucester Street, London, WC1N 3AX, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Matthew Morgan Cannock | Director | Jan 1971 | 10 Apr 2024 | None |
| Henry Jacques Marie Allard | Director | Oct 1954 | 10 Apr 2024 | None |
| Christian Barnabe | Director | Sep 1972 | 10 Apr 2024 | None |
| Andrew Mark Brooker | Director | Apr 1975 | 29 Jan 2026 | None |
| Léon Lederman | Director | Oct 1955 | 29 Jan 2026 | None |
| Vanessa Marie-Laure Annouchka Toucas | Director | Apr 1978 | 29 Jan 2026 | None |
| ELEMENTAL COMPANY SECRETARY LIMITED | Corporate secretary | Not published | 10 Apr 2024 | – |
In the full report: every company its directors have run
- Confirmation that these 6 directors run no other company
Filed accounts and finances
Total equity
−£939k
Down £717k from −£222k
Cash at bank
£57.1k
−40% from £95.0k
Employees (average)
6
+200% from 2
Owed within a year
£1.01m
+210% from £325k
Total equity is negative: on its last balance sheet the company owed £939k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15632932. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Filhet-Allard Maritime UK’s history from the FCA register and Companies House, newest first.
2025
26 February 2025
- Became an appointed representative
FCA register
2024
10 April 2024
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (2 shown here)
- Every director appointment and resignation: 6
Firms like Filhet-Allard Maritime UK
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Filhet-Allard Maritime UK
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- Every company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 8 events in its history
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Frequently asked questions about this firm
Is Filhet-Allard Maritime UK Limited FCA authorised?
What does appointed representative mean for Filhet-Allard Maritime UK?
What is Filhet-Allard Maritime UK’s phone number?
Is Filhet-Allard Maritime UK a scam or clone?
Is my money safe with Filhet-Allard Maritime UK?
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How long has Filhet-Allard Maritime UK been in business?
What do Filhet-Allard Maritime UK’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk