Financial Synergy Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 1997
Accounts filed up to 31 August 2025
On its latest accounts it owed £34.7k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07956 815590
Address

C/O MJB Avanti, Office 12, Epsilon House, West Road, Ipswich, Suffolk, IP3 9FJ, United Kingdom

In the full report: 2 background checks

What kind of line 07956 815590 is
Who else gives the postcode IP3 9FJ

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03413494 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 August 1997 (29 years old)
Registered office: C/O Mjb Avanti, Office 12 Epsilon House, West Road, Ipswich, Suffolk, IP3 9FJ, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Daniel Allen	Director	Aug 1951	1 Aug 1997	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

−£34.7k

Down £17.4k from −£17.3k

Cash at bank

£421

Up £117 from £304

Employees (average)

1

Same as 1

Owed within a year

£36.6k

+75% from £20.9k

Net assets are negative: on its last balance sheet the company owed £34.7k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03413494. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Synergy’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2019

11 January 2019

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

6 April 2016

Daniel Allen took control (75–100% of shares)

Companies House

1997

1 August 1997

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms like Financial Synergy

Other firms of the same type (pension transfer adviser), nearest first.

Elsewhere in the UK

(SMT) Money Matters LimitedCrawleyAuthorised 415 LLPWantageAuthorised Absolute Sense Independent Financial Advisers LimitedElySee the register Acorn to Oaks Financial Services LtdWillenhallAuthorised Active Financial Partners LimitedWaterloovilleAuthorised Active Investment Managers LimitedHullAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Synergy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 7 events in its history

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Frequently asked questions about this firm

Is Financial Synergy Ltd FCA authorised?

Yes, Financial Synergy Ltd (FRN 815222) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2019 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.

What is Financial Synergy’s phone number?

The FCA register lists the phone number 07956 815590 for Financial Synergy. If you were given different contact details, use these to check with the firm before going any further.

Is Financial Synergy a scam or clone?

Financial Synergy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Financial Synergy?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Synergy to the Financial Ombudsman Service, free of charge.

Who owns Financial Synergy?

Companies House lists one person with significant control of Financial Synergy: Mr Daniel Allen (75–100% of shares).

Who runs Financial Synergy?

Companies House lists one director of Financial Synergy: Daniel Allen.

How long has Financial Synergy been in business?

The company was formed on 1 August 1997, and has held its current FCA authorisation since January 2019.

What do Financial Synergy’s latest accounts show?

Its latest accounts, to 31 August 2025, show net assets of −£34.7k (down £17.4k from −£17.3k) and cash at bank of £421 (up £117 from £304).