Finch Business Finance Limited

Reference number: 786189

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Finch Business Finance Limited (FRN 786189) introduces customers to AFS Compliance Ltd (FRN 625035). Any regulated advice or arranging is done by the principal, not Finch Business Finance.
  • Example: if Finch Business Finance refers you to a financial adviser, the advice should come from the principal firm, not from Finch Business Finance itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07982 907894

  • Address

    30 Bendee Road, Little Neston, Neston, Cheshire, CH64 9QG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07982 907894 is
  • Who else gives the postcode CH64 9QG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 August 2017 (9 years old)
Registered office
30 Bendee Road, Little Neston, Neston, CH64 9QG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Jones Director May 1977 1 Aug 2017 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Total equity

£1

Down £1 from £2

Cash at bank

£611

−78% from £2,745

Employees (average)

1

Same as 1

Owed within a year

£30.2k

−12% from £34.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10894137. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Finch Business Finance’s history from the FCA register and Companies House, newest first.

2018

20 September 2018

  • Began trading as "Asset Finance Solutions"

FCA register

2017

7 August 2017

  • Became an introducer appointed representative

FCA register

1 August 2017

  • Incorporated at Companies House
  • Michael Jones took control (75–100% of shares)
  • Michael Jones appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Finch Business Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Chester (CH) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finch Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Finch Business Finance Limited FCA authorised?
Finch Business Finance Limited (FRN 786189) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Finch Business Finance?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Finch Business Finance Limited (FRN 786189) introduces customers to AFS Compliance Ltd (FRN 625035). Any regulated advice or arranging is done by the principal, not Finch Business Finance. Example: if Finch Business Finance refers you to a financial adviser, the advice should come from the principal firm, not from Finch Business Finance itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finch Business Finance’s phone number?
The FCA register lists the phone number 07982 907894 for Finch Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Finch Business Finance a scam or clone?
Finch Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finch Business Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Finch Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finch Business Finance?
Companies House lists one person with significant control of Finch Business Finance: Mr Michael Jones (75–100% of shares).
Who runs Finch Business Finance?
Companies House lists one director of Finch Business Finance: Michael Jones.
How long has Finch Business Finance been in business?
The company was formed on 1 August 2017.
What do Finch Business Finance’s latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of £1 (down £1 from £2) and cash at bank of £611 (−78% from £2,745).
Does Finch Business Finance use any other names?
It trades as Asset Finance Solutions.

Sources and links

The full report on Finch Business Finance Limited

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