First Class Financial Advisers Ltd

Reference number: 652720

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First Class Financial Advisers Ltd (FRN 652720) is an AR of Quilter Financial Services Limited (FRN 440703). When you use First Class Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from First Class Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07957 356082

  • Address

    Studio 6, 6 Hornsey Street, London, London, N7 8GR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07957 356082 is
  • Who else gives the postcode N7 8GR
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Other names (30)

If you were contacted under any of these names, it is this firm.

  • Accent Mortgages Trading name
  • Life House Mortgages Trading name
  • Simon Goodley Trading name
  • Winchmore Financial Planning Trading name
  • Advance Mortgages & Protection Advisers Former trading name
  • AGH Simple Mortgages Former trading name
  • Arne Grey Former trading name
  • BL Mortgage Solutions Former trading name
  • Brenda Bromham Mortgages Former trading name
  • Canary Trading Services Former trading name
  • Capital Place Former trading name
  • Carrington Close Financial Former trading name
  • Collar Mortgage Services Former trading name
  • DSC Moneymatters Former trading name
  • Dylan Finance Former trading name
  • Finance Raiser Former trading name
  • Financial Navigation Former trading name
  • Fortress Financial Solutions Former trading name
  • Gold Key Mortgages Former trading name
  • GreenStone Mortgage Services Former trading name
  • Heritage Mortgage Advice Former trading name
  • Jen Claire Financial Services Former trading name
  • mortgagewarehouseuk Former trading name
  • My Mortgage Former trading name
  • Oliver Charles Mortgages Former trading name
  • Pall Mall Financial Former trading name
  • Scube Solutions Former trading name
  • Ten Jane Mortgages Former trading name
  • Vertrauen Trading Services Former trading name
  • Wealth Compass Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FIRST CLASS FINANCIAL ADVISERS LIMITED
Company number
09264576
Company status
Active
Company type
Private limited company
Incorporated
15 October 2014 (12 years old)
Registered office
Studio 6 6 Hornsey Street, London, N7 8GR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Amy Louise Hill Director Apr 1980 27 Feb 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

−£236

Up £5,573 from −£5,809

Cash at bank

£1,772

−3.4% from £1,834

Employees (average)

0

Same as 0

Owed within a year

£2,008

−74% from £7,643

Net assets are negative: on its last balance sheet the company owed £236 more than it owned.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09264576. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First Class Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (66)

2026

10 February 2026

  • Amy Louise Hill took control (75–100% of shares)
  • First Class Financial Limited gave up control

Companies House

2016

6 April 2016

  • First Class Financial Limited took control (75–100% of shares)

Companies House

2014

3 November 2014

  • Became an appointed representative

FCA register

15 October 2014

  • Incorporated at Companies House

Companies House

In the full report: all 66 events

  • All 66 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms connected to First Class Financial Advisers

Other FCA-listed firms that share a director, phone number or address with First Class Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like First Class Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Class Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 66 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is First Class Financial Advisers Ltd FCA authorised?
First Class Financial Advisers Ltd (FRN 652720) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First Class Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Class Financial Advisers Ltd (FRN 652720) is an AR of Quilter Financial Services Limited (FRN 440703). When you use First Class Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from First Class Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is First Class Financial Advisers’ phone number?
The FCA register lists the phone number 07957 356082 for First Class Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is First Class Financial Advisers a scam or clone?
First Class Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Class Financial Advisers?
Protection works through Quilter Financial Services Limited, the principal firm responsible for First Class Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns First Class Financial Advisers?
Companies House lists one person with significant control of First Class Financial Advisers: Mrs Amy Louise Hill (75–100% of shares). Before that, it was controlled by First Class Financial Limited.
Who runs First Class Financial Advisers?
Companies House lists one director of First Class Financial Advisers: Amy Louise Hill.
How long has First Class Financial Advisers been in business?
The company was formed on 15 October 2014.
What do First Class Financial Advisers’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£236 (up £5,573 from −£5,809) and cash at bank of £1,772 (−3.4% from £1,834).
Does First Class Financial Advisers use any other names?
It trades as Accent Mortgages, Life House Mortgages, Simon Goodley and Winchmore Financial Planning. It has previously used 26 other names, including Advance Mortgages & Protection Advisers, AGH Simple Mortgages and Arne Grey.

Sources and links

The full report on First Class Financial Advisers Ltd

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