First Ram Limited

Reference number: 456953

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When firstram.co.uk first appeared online, and whether it can receive email
  • What kind of line 01937 835933 is
  • Who else gives the postcode LS24 9BX
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05908007
Company status
Active
Company type
Private limited company
Incorporated
16 August 2006 (20 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Kevin Hirst Director Jan 1971 1 Nov 2006 1 other company
Alexanda Scott Firth Director Apr 1982 1 Mar 2017 1 other company
Sally Ann Tagg Director May 1988 1 Jul 2022 None
Sally Ann Tagg Secretary Not published 1 Jul 2022 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Total equity

£463k

+11% from £418k

Cash at bank

£636k

+7.4% from £592k

Owed within a year

£240k

−2.5% from £247k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05908007. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First Ram’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2025

18 December 2025

  • Fairhaven Investment Yorkshire Limited became a part-owner (25–50% of shares)
  • Sally Ann Tagg became a part-owner (25–50% of shares)
  • Stuart Firth stopped being a part-owner

Companies House

2016

6 April 2016

  • Stuart Firth became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

3 November 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

16 August 2006

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 7
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Firms like First Ram

Other firms of the same type (insurance broker), nearest first.

In Tadcaster

Johnson Insurance Services LtdTadcasterAuthorisedAsh Tree Ins Brokers LimitedTadcasterAppointed representative

In the Leeds (LS) postcode area

Lloyds Bank Insurance Services LimitedLeedsAuthorisedEllio Cx LimitedLeedsAuthorisedEddisons Insurance Services LimitedLeedsAuthorisedALS Albion LimitedLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Ram

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is First Ram Limited FCA authorised?
Yes, First Ram Limited (FRN 456953) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2006 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is First Ram’s phone number and website?
The FCA register lists the phone number 01937 835933 and the website firstram.co.uk for First Ram. If you were given different contact details, use these to check with the firm before going any further.
Is First Ram a scam or clone?
First Ram is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Ram?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about First Ram to the Financial Ombudsman Service, free of charge.
Who owns First Ram?
Companies House lists 2 people with significant control of First Ram: Sally Ann Tagg (25–50% of shares) and Fairhaven Investment Yorkshire Limited (25–50% of shares). Before that, it was controlled by Stuart Firth.
Who runs First Ram?
Companies House lists 3 directors of First Ram: Ian Kevin Hirst, Alexanda Scott Firth and Sally Ann Tagg.
How long has First Ram been in business?
The company was formed on 16 August 2006, and has held its current FCA authorisation since November 2006.
What do First Ram’s latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £463k (+11% from £418k) and cash at bank of £636k (+7.4% from £592k).

Sources and links

The full report on First Ram Limited

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