Fitch & Fitch Ltd
Reference number: 955014
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 January 2025
Responsible principal firm
JLM MORTGAGE NETWORK LTD Reference number: 300629 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Fitch & Fitch Ltd (FRN 955014) is an AR of JLM MORTGAGE NETWORK LTD (FRN 300629). When you use Fitch & Fitch's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Fitch & Fitch, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
340 The Crescent, Colchester, Essex, CO4 9AD, United Kingdom
In the full report: 3 background checks
- When fitchandfitch.co.uk first appeared online, and whether it can receive email
- What kind of line 01206 587087 is
- Who else gives the postcode CO4 9AD
Other names (4)
If you were contacted under any of these names, it is this firm.
- Fitch and Fitch Trading name: A name it trades under now.
- Muttuo Trading name: A name it trades under now.
- Muttuo Mortgages Trading name: A name it trades under now.
- Private Office Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Jlm Mortgage Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08375299 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 January 2013 (13 years old)
- Registered office
- 340 The Crescent, Severalls Business Park, Colchester, CO4 9AD, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Dan Mules | Director | Sep 1976 | 14 Jul 2023 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£25.3k
+150% from £10.1k
Cash at bank
£12.1k
No earlier figure to compare
Employees (average)
9
Same as 9
Owed within a year
£50.0k
+100% from £25.0k
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08375299. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Fitch & Fitch’s history from the FCA register and Companies House, newest first.
2025
28 October 2025
- Dan Mules stopped being a part-owner
- David Martin Wise stopped being a part-owner
Companies House
2023
12 September 2023
- Craig Lee Thomas no longer has significant control
Companies House
1 September 2023
- Dan Mules became a part-owner (25–50% of shares)
- David Martin Wise became a part-owner (25–50% of shares)
Companies House
14 July 2023
- Fitch Financial Limited took control (75–100% of shares)
Companies House
2022
27 January 2022
- Craig Lee Thomas gained significant control
- Mark Ninnim no longer has significant control
Companies House
2021
1 August 2021
- Daniel Richard Mules no longer has significant control
- Mark Ninnim gained significant control
Companies House
29 July 2021
- Daniel Richard Mules gained significant control
Companies House
18 July 2021
- Became an appointed representative
FCA register
28 May 2021
- Board replaced: its only director left and a new director took over
- Craig Lee Thomas gave up control
Companies House
2020
22 April 2020
- Board replaced: its only director left and a new director took over
- Craig Lee Thomas took control (75–100% of shares)
- David Martin Wise gave up control
Companies House
2017
25 January 2017
- David Martin Wise took control (75–100% of shares)
Companies House
24 January 2017
- Board replaced: its only director left and a new director took over
Companies House
2014
25 June 2014
- Board replaced: both directors left and a new director took over
Companies House
2013
25 January 2013
- Incorporated at Companies House
Companies House
In the full report: all 40 events
- All 40 events in its history (21 shown here)
- Every director appointment and resignation: 15
Firms connected to Fitch & Fitch
Other FCA-listed firms that share a director, phone number or address with Fitch & Fitch. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- share a director
- 1
- share its postcode
- 5
In the full report: all 6 connected firms, named
- How each is linked: shared directors (1), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Fitch & Fitch
Other firms of the same type (mortgage adviser or broker), nearest first.
In Colchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fitch & Fitch
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 40 events in its history
- 6 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Fitch & Fitch’s latest accounts show?
Does Fitch & Fitch use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk