FLO Group Ltd
Reference number: 1050165
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 31 August 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- FLO Group Ltd (FRN 1050165) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not FLO Group.
- Example: if FLO Group refers you to a financial adviser, the advice should come from the principal firm, not from FLO Group itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
259 Summerlee Street, Glasgow, Glasgow City, G33 4DB, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When florenew.com first appeared online, and whether it can receive email
- What kind of line 0800 043 1188 is
- Who else gives the postcode G33 4DB
Other names (1)
If you were contacted under any of these names, it is this firm.
- FLO Renewables Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- FLO RENEWABLES SCOTLAND LTD
- Company number
- SC512889 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 August 2015 (11 years old)
- Registered office
- C/O Horizon Ca, 5 La Belle Place, Glasgow, G3 7LH, Scotland
- Nature of business
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- Development of building projects (SIC 41100)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joseph Lavery | Director | Mar 1988 | 12 Aug 2015 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
£319
−86% from £2,211
Cash at bank
£4,538
+33% from £3,421
Employees (average)
1
No earlier figure to compare
Owed within a year
£116k
+157% from £45.2k
Total equity
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC512889. Figures are exactly as filed; nothing is estimated.
Key dates in its history
FLO Group’s history from the FCA register and Companies House, newest first.
2026
27 January 2026
- Became an introducer appointed representative
- Began trading as "FLO Renewables"
FCA register
2024
1 March 2024
- Raymond McGurk became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Joseph Lavery became the majority owner (50–75% of shares)
Companies House
2015
12 August 2015
- Incorporated at Companies House
- Joseph Lavery appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to FLO Group
Other FCA-listed firms that share a director, phone number or address with FLO Group. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like FLO Group
Other firms of the same type (mortgage adviser or broker), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on FLO Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 6 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is FLO Group Ltd FCA authorised?
What does introducer appointed representative mean for FLO Group?
What is FLO Group’s phone number and website?
Is FLO Group a scam or clone?
Is my money safe with FLO Group?
Who owns FLO Group?
Who runs FLO Group?
How long has FLO Group been in business?
What do FLO Group’s latest accounts show?
Does FLO Group use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk