Fold House Park Limited

Reference number: 414308

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Arthur J. Gallagher Insurance Brokers Limited Reference number: 311786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fold House Park Limited (FRN 414308) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Fold House Park's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fold House Park, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When foldhouse.co.uk first appeared online, and whether it can receive email
  • What kind of line 01253 790267 is
  • Who else gives the postcode PR3 6SJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fold House Caravan Park Trading name
  • Fold House Caravan Park Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02685132
Company status
Active
Company type
Private limited company
Incorporated
7 February 1992 (34 years old)
Registered office
Fold House Park, Head Dyke Lane, Pilling, Preston, Lancashire, PR3 6SJ
Nature of business
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Directors and company secretaries

Name Role Born Appointed Other companies
Howard Shane Carter Director Nov 1954 3 Sep 2005 1 other company
George William Houghton Director Sep 1961 1 Mar 2011 1 other company
Howard Jordan Carter Director Sep 1988 10 Oct 2022 None
Howard Shane Carter Secretary Not published 13 Sep 2006 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£3.95m

+4.8% from £3.77m

Cash at bank

£2.11m

+11% from £1.90m

Employees (average)

9

+13% from 8

Owed within a year

£439k

<1% from £442k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02685132. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fold House Park’s history from the FCA register and Companies House, newest first.

Key events (6) All events (16)

2026

12 February 2026

  • Margaret Mary Carter stopped being a part-owner

Companies House

2016

6 April 2016

  • Howard Shane Carter became a part-owner (25–50% of shares)
  • Margaret Mary Carter became a part-owner (25–50% of shares)

Companies House

2005

5 December 2005

  • Changed its registered name from "Fold House Caravan Park Limited"

FCA register

14 January 2005

  • Became an appointed representative

FCA register

1992

7 February 1992

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms like Fold House Park

Other firms of the same type (insurance broker), nearest first.

In Preston

J E Oliver, A J Lovelock & J RigbyPrestonAppointed representativeCompare 365 LtdPrestonAppointed representativeFLG Mortgages LTDPrestonAppointed representativeFulwood Insurance Services LimitedPrestonAppointed representativeGeoffrey McClurePrestonAppointed representativeGoods In Transit Claims Management LLPPrestonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fold House Park

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Fold House Park Limited FCA authorised?
Fold House Park Limited (FRN 414308) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fold House Park?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fold House Park Limited (FRN 414308) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Fold House Park's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fold House Park, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fold House Park’s phone number and website?
The FCA register lists the phone number 01253 790267 and the website foldhouse.co.uk for Fold House Park. If you were given different contact details, use these to check with the firm before going any further.
Is Fold House Park a scam or clone?
Fold House Park is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fold House Park?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Fold House Park's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fold House Park?
Companies House lists one person with significant control of Fold House Park: Mr Howard Shane Carter (25–50% of shares). Before that, it was controlled by Mrs Margaret Mary Carter.
Who runs Fold House Park?
Companies House lists 3 directors of Fold House Park: Howard Shane Carter, George William Houghton and Howard Jordan Carter.
How long has Fold House Park been in business?
The company was formed on 7 February 1992.
What do Fold House Park’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £3.95m (+4.8% from £3.77m) and cash at bank of £2.11m (+11% from £1.90m).
Does Fold House Park use any other names?
It trades as Fold House Caravan Park. It has previously used the name Fold House Caravan Park Limited.

Sources and links

The full report on Fold House Park Limited

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