Forward Finance Limited

Reference number: 705657

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07970 173846

  • Address

    8 Forres Avenue, Giffnock, Glasgow, East Renfrewshire, G46 6LJ, Scotland

In the full report: 2 background checks

  • What kind of line 07970 173846 is
  • Who else gives the postcode G46 6LJ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC269940
Company status
Active
Company type
Private limited company
Incorporated
28 June 2004 (22 years old)
Registered office
C/O Alexander Sloan, 180 St Vincent Street, Glasgow, G2 5SG, Scotland
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Amanda Zinger Director Jan 1965 28 Jun 2004 1 other company
Frederick Zinger Director Dec 1962 28 Jun 2004 4 other companies
Frederick Zinger Secretary Not published 28 Jun 2004 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£14.2k

No earlier figure to compare

Employees (average)

1

Same as 1

Owed within a year

£2,698

+29% from £2,090

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC269940. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Forward Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

28 June 2016

  • Frederick Zinger became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • Amanda Ann Zinger became a part-owner (25–50% of shares)

Companies House

2015

25 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

28 June 2004

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Forward Finance

Other FCA-listed firms that share a director, phone number or address with Forward Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Forward Finance

Other firms of the same type (lender), nearest first.

In Glasgow

University Court of the University of GlasgowGlasgowAuthorisedAffordable Finance (South) LimitedGlasgowAuthorisedAlex Munro LimitedGlasgowAuthorisedArgyle Consulting LimitedGlasgowAuthorisedCaledonian Consumer Finance LtdGlasgowAuthorisedCarnegie Consumer Finance LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forward Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Forward Finance Limited FCA authorised?
Yes, Forward Finance Limited (FRN 705657) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Forward Finance’s phone number?
The FCA register lists the phone number 07970 173846 for Forward Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Forward Finance a scam or clone?
Forward Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Forward Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Forward Finance handles your money, so check the specific product before you commit. You can also refer complaints about Forward Finance to the Financial Ombudsman Service, free of charge.
Who owns Forward Finance?
Companies House lists 2 people with significant control of Forward Finance: Mr Frederick Zinger (25–50% of shares) and Mrs Amanda Ann Zinger (25–50% of shares).
Who runs Forward Finance?
Companies House lists 2 directors of Forward Finance: Amanda Zinger and Frederick Zinger.
How long has Forward Finance been in business?
The company was formed on 28 June 2004, and has held its current FCA authorisation since November 2015.
What do Forward Finance’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £14.2k (no earlier figure to compare).

Sources and links

The full report on Forward Finance Limited

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