Fp Finance Limited

Reference number: 1053543

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Lending Channel Ltd Reference number: 626787 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FP FINANCE LIMITED (FRN 1053543) is an AR of The Lending Channel Ltd (FRN 626787). When you use FP FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FP FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07475 464411

  • Address

    5 South Charlotte Street, Edinburgh, Edinburgh, City Of, EH2 4AN, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07475 464411 is
  • Whether EH2 4AN is a shared office: 20 other firms give it
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fundamenta Property Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Lending Channel Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC881584
Company status
Active
Company type
Private limited company
Incorporated
7 March 2026 (less than a year old)
Registered office
5 South Charlotte Street, Edinburgh, EH2 4AN, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Tatyana Stefanova Director Apr 1987 7 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Key dates in its history

Fp Finance’s history from the FCA register and Companies House, newest first.

2026

13 May 2026

  • Became an appointed representative
  • Began trading as "Fundamenta Property Finance"

FCA register

7 March 2026

  • Incorporated at Companies House
  • Tatyana Stefanova took control (75–100% of shares)
  • Tatyana Stefanova appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Fp Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Edinburgh

Apex Mortgage Advice LimitedEdinburghAppointed representativeAven Mortgages limitedEdinburghAppointed representativeBespoke Home Finance LtdEdinburghAppointed representativeBrightermortgagesuk LtdEdinburghAppointed representativeChristopher EvansEdinburghAppointed representativeClear Mortgage Solutions LimitedEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fp Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 5 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Fp Finance Limited FCA authorised?
Fp Finance Limited (FRN 1053543) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fp Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fp Finance Limited (FRN 1053543) is an AR of The Lending Channel Ltd (FRN 626787). When you use Fp Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fp Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fp Finance’s phone number?
The FCA register lists the phone number 07475 464411 for Fp Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Fp Finance a scam or clone?
Fp Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fp Finance?
Protection works through The Lending Channel Ltd, the principal firm responsible for Fp Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fp Finance?
Companies House lists one person with significant control of Fp Finance: Tatyana Stefanova (75–100% of shares).
Who runs Fp Finance?
Companies House lists one director of Fp Finance: Tatyana Stefanova.
How long has Fp Finance been in business?
The company was formed on 7 March 2026.
Does Fp Finance use any other names?
It trades as Fundamenta Property Finance.

Sources and links

The full report on Fp Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…