Frank Ashworth Ltd

Reference number: 1021420

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CONCEPT BUILDING SOLUTIONS UK LIMITED Reference number: 989782 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Frank Ashworth Ltd (FRN 1021420) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use Frank Ashworth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Frank Ashworth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07703 795775

  • Address

    3 Orchard Road, Bishops Cleeve, Cheltenham, Gloucestershire, GL52 8LX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07703 795775 is
  • Who else gives the postcode GL52 8LX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Concept Claim Solutions-Gloucester Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Concept Building Solutions UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16015177
Company status
Active
Company type
Private limited company
Incorporated
14 October 2024 (2 years old)
Registered office
Jubilee House, East Beach, Lytham St.Annes, FY8 5FT, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Frank Halstead Ashworth Director Feb 1977 14 Oct 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

−£8,045

No earlier figure to compare

Cash at bank

£20.8k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £8,045 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16015177. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Frank Ashworth’s history from the FCA register and Companies House, newest first.

2025

7 January 2025

  • Became an appointed representative
  • Began trading as "Concept Claim Solutions-Gloucester"

FCA register

2024

14 October 2024

  • Incorporated at Companies House
  • Frank Halstead Ashworth took control (75–100% of shares)
  • Frank Halstead Ashworth appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Frank Ashworth

Other firms of the same type (insurance broker), nearest first.

In Cheltenham

Sae Health Care Solutions LimitedCheltenhamAppointed representativeAdvent Broker Services LtdCheltenhamAppointed representativeAlastair James Insurance Brokers LimitedCheltenhamAppointed representativeAlbright IP LtdCheltenhamAppointed representativeBellwood Prestbury Europe GmbH (UK Branch)CheltenhamAppointed representativeBoote Financial Planning LtdCheltenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Frank Ashworth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Frank Ashworth Ltd FCA authorised?
Frank Ashworth Ltd (FRN 1021420) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Frank Ashworth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Frank Ashworth Ltd (FRN 1021420) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use Frank Ashworth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Frank Ashworth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Frank Ashworth’s phone number?
The FCA register lists the phone number 07703 795775 for Frank Ashworth. If you were given different contact details, use these to check with the firm before going any further.
Is Frank Ashworth a scam or clone?
Frank Ashworth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Frank Ashworth?
Protection works through Concept Building Solutions UK Limited, the principal firm responsible for Frank Ashworth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Frank Ashworth?
Companies House lists one person with significant control of Frank Ashworth: Mr Frank Halstead Ashworth (75–100% of shares).
Who runs Frank Ashworth?
Companies House lists one director of Frank Ashworth: Frank Halstead Ashworth.
How long has Frank Ashworth been in business?
The company was formed on 14 October 2024.
What do Frank Ashworth’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of −£8,045 (no earlier figure to compare) and cash at bank of £20.8k (no earlier figure to compare).
Does Frank Ashworth use any other names?
It trades as Concept Claim Solutions-Gloucester.

Sources and links

The full report on Frank Ashworth Ltd

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