Sae Health Care Solutions Limited

Reference number: 938250

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

WPA Healthcare Practice Plc Reference number: 757721 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SAE HEALTH CARE SOLUTIONS LIMITED (FRN 938250) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use SAE HEALTH CARE SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SAE HEALTH CARE SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wpa.org.uk first appeared online, and whether it can receive email
  • What kind of line 07920 790690 is
  • Who else gives the postcode GL54 4BG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through WPA Healthcare Practice PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12896335
Company status
Active
Company type
Private limited company
Incorporated
22 September 2020 (6 years old)
Registered office
1 Manor Farm Cottages ., Withington, Cheltenham, Gloucestershire, GL54 4BG, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Melanie Evans Director Nov 1962 22 Sep 2020 None
Simon Evans Director Dec 1963 22 Sep 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

−£8,988

Down £9,158 from £170

Employees (average)

2

−33% from 3

Owed within a year

£16.9k

+103% from £8,349

Net assets are negative: on its last balance sheet the company owed £8,988 more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12896335. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sae Health Care Solutions’s history from the FCA register and Companies House, newest first.

2020

11 November 2020

  • Became an appointed representative

FCA register

22 September 2020

  • Incorporated at Companies House
  • Melanie Evans became a part-owner (25–50% of shares)
  • Simon Evans became a part-owner (25–50% of shares)
  • Melanie Evans appointed as a director
  • Simon Evans appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Sae Health Care Solutions

Other firms of the same type (insurance broker), nearest first.

In Cheltenham

Advent Broker Services LtdCheltenhamAppointed representativeAlastair James Insurance Brokers LimitedCheltenhamAppointed representativeAlbright IP LtdCheltenhamAppointed representativeBellwood Prestbury Europe GmbH (UK Branch)CheltenhamAppointed representativeBoote Financial Planning LtdCheltenhamAppointed representativeCapsule Insurance Services LimitedCheltenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sae Health Care Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Sae Health Care Solutions Limited FCA authorised?
Sae Health Care Solutions Limited (FRN 938250) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sae Health Care Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sae Health Care Solutions Limited (FRN 938250) is an AR of WPA Healthcare Practice Plc (FRN 757721). When you use Sae Health Care Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sae Health Care Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sae Health Care Solutions’ phone number and website?
The FCA register lists the phone number 07920 790690 and the website wpa.org.uk/simonevans for Sae Health Care Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Sae Health Care Solutions a scam or clone?
Sae Health Care Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sae Health Care Solutions?
Protection works through WPA Healthcare Practice PLC, the principal firm responsible for Sae Health Care Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sae Health Care Solutions?
Companies House lists 2 people with significant control of Sae Health Care Solutions: Simon Evans (25–50% of shares) and Melanie Evans (25–50% of shares).
Who runs Sae Health Care Solutions?
Companies House lists 2 directors of Sae Health Care Solutions: Melanie Evans and Simon Evans.
How long has Sae Health Care Solutions been in business?
The company was formed on 22 September 2020.
What do Sae Health Care Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£8,988 (down £9,158 from £170).

Sources and links

The full report on Sae Health Care Solutions Limited

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