Freedom Retail Limited

Reference number: 1032729

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Freedom Retail Limited (FRN 1032729) is an AR of One Sure Insurance Limited (FRN 447730). When you use Freedom Retail's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Freedom Retail, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When freedombrokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01782 900172 is
  • Who else gives the postcode ST7 1LX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Freedom Brokers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through One Sure Insurance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 April 2025 (1 year old)
Registered office
Spitfire House 142-154 Congleton Road, Talke, Stoke-On-Trent, Staffordshire, ST7 1LX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Harper Director Mar 1974 8 Apr 2025 1 other company
Christopher Alan Lear Director Jun 1975 8 Apr 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Key dates in its history

Freedom Retail’s history from the FCA register and Companies House, newest first.

2025

15 May 2025

  • Became an appointed representative

FCA register

8 April 2025

  • Incorporated at Companies House
  • One Sure Group Limited took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Freedom Retail

Other FCA-listed firms that share a director, phone number or address with Freedom Retail. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Freedom Retail

Other firms of the same type (insurance broker), nearest first.

In Stoke-On-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Freedom Retail

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Freedom Retail Limited FCA authorised?
Freedom Retail Limited (FRN 1032729) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Freedom Retail?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Freedom Retail Limited (FRN 1032729) is an AR of One Sure Insurance Limited (FRN 447730). When you use Freedom Retail's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Freedom Retail, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Freedom Retail’s phone number and website?
The FCA register lists the phone number 01782 900172 and the website freedombrokers.co.uk for Freedom Retail. If you were given different contact details, use these to check with the firm before going any further.
Is Freedom Retail a scam or clone?
Freedom Retail is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Freedom Retail?
Protection works through One Sure Insurance Limited, the principal firm responsible for Freedom Retail's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Freedom Retail?
Freedom Retail is owned by One Sure Group Limited, which holds 75–100% of shares and 75–100% of votes, since 8 April 2025.
Who runs Freedom Retail?
Companies House lists 2 directors of Freedom Retail: Nigel Harper and Christopher Alan Lear.
How long has Freedom Retail been in business?
The company was formed on 8 April 2025.
Does Freedom Retail use any other names?
It trades as Freedom Brokers.

Sources and links

The full report on Freedom Retail Limited

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