Frontline Debt Advice (UK)

Reference number: 694921

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When frontlinedebtadvice.org.uk first appeared online, and whether it can receive email
  • What kind of line 07720 702151 is
  • Who else gives the postcode GU27 1LD
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Other names (30)

If you were contacted under any of these names, it is this firm.

  • 3Counties Money Advice Trading name
  • Camberley Frontline Trading name
  • COGS, Waterlooville Trading name
  • Frontline Debt Advice, Andover Trading name
  • Frontline Debt Advice, Chapel-en-le-Frith Trading name
  • Frontline Debt Advice Paulsgrove Trading name
  • Frontline Debt Advice, Reading Trading name
  • Frontline Debt Advice Thornhill Trading name
  • Frontline Farnham Trading name
  • Frontline Petersfield Trading name
  • Liaise@Frontline Trading name
  • Selsey Money Support Trading name
  • Swaythling Frontline Trading name
  • The Bridge Advice Centre Trading name
  • CoGS Money Matters Former trading name
  • Farnham Frontline Former trading name
  • Frontline Debt Advice Kinson and West Howe Former trading name
  • Frontline Debt Advice North End Former trading name
  • Frontline Debt Advice, Reading (Argyle) Former trading name
  • Frontline Debt Advice Reading (Whitley) Former trading name
  • Frontline Debt Advice, Warwick Former trading name
  • Frontline Debt Advice, Winchester Former trading name
  • Frontline @ the Beacon Church Camberley Former trading name
  • Frontline Totton Former trading name
  • Harefield Frontline Former trading name
  • Liaise@WORTHING Former trading name
  • Lordshill Frontline Former trading name
  • Shirley Frontline Former trading name
  • Weston FRONTLINE Former trading name
  • YMCA Frontline Debt Advice Former trading name

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07136786
Company status
Active
Company type
Private company limited by guarantee
Incorporated
26 January 2010 (16 years old)
Registered office
C/O Three Counties Vineyard Haslemere Locality Office, Lion Green, Haslemere, Surrey, GU27 1LD, England
Nature of business
  • Other social work activities without accommodation not elsewhere classified (SIC 88990)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Ellis Director Jul 1950 26 Jan 2010 None
Arnold David Bisset Director Apr 1958 26 Jan 2010 None
Michelle Fisher Director Aug 1968 18 Feb 2016 None
William Graham Kennedy Director Jan 1952 23 May 2019 3 other companies
Elizabeth Veronica Nelson Director Jan 1971 13 Jan 2020 3 other companies
James Kevin Neve Director Sep 1959 8 Aug 2024 None
Gurmit Singh Dhendsa Director Dec 1953 13 Mar 2025 None
William Graham Kennedy Secretary Not published 1 Sep 2019 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
still active
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2022Micro-entity accountsNot audited

Net assets

£75.8k

+24% from £61.2k

Employees (average)

0

Same as 0

Owed within a year

£1,338

+2.2% from £1,309

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07136786. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Frontline Debt Advice (UK)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (74)

2016

26 January 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2010

26 January 2010

  • Incorporated at Companies House

Companies House

In the full report: all 74 events

  • All 74 events in its history (4 shown here)
  • Every director appointment and resignation: 21
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Firms like Frontline Debt Advice (UK)

Other firms of the same type (debt advice or management), nearest first.

In the Guildford (GU) postcode area

Citizens Advice East Hampshire LimitedBordonAuthorisedCitizens Advice - Hart District LimitedFleetAuthorisedCitizens Advice South West SurreyGodalmingAuthorisedCitizens Advice Surrey HeathCamberleyAuthorisedCitizens Advice WokingWokingAuthorisedRushmoor Citizens Advice BureauxFarnboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Frontline Debt Advice (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 74 events in its history

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Frequently asked questions about this firm

Is Frontline Debt Advice (UK) FCA authorised?
Yes, Frontline Debt Advice (UK) (FRN 694921) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Frontline Debt Advice (UK)’s phone number and website?
The FCA register lists the phone number 07720 702151 and the website frontlinedebtadvice.org.uk for Frontline Debt Advice (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Frontline Debt Advice (UK) a scam or clone?
Frontline Debt Advice (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Frontline Debt Advice (UK)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Frontline Debt Advice (UK) handles your money, so check the specific product before you commit. You can also refer complaints about Frontline Debt Advice (UK) to the Financial Ombudsman Service, free of charge.
Who runs Frontline Debt Advice (UK)?
Companies House lists 7 directors of Frontline Debt Advice (UK): Neil Ellis, Arnold David Bisset, Michelle Fisher, William Graham Kennedy, Elizabeth Veronica Nelson, James Kevin Neve and 1 more.
How long has Frontline Debt Advice (UK) been in business?
The company was formed on 26 January 2010, and has held its current FCA authorisation since January 2016.
What do Frontline Debt Advice (UK)’s latest accounts show?
Its latest accounts, to 31 March 2022, show net assets of £75.8k (+24% from £61.2k).
Does Frontline Debt Advice (UK) use any other names?
It trades as 3Counties Money Advice, Camberley Frontline, COGS, Waterlooville, Frontline Debt Advice, Andover and Frontline Debt Advice, Chapel-en-le-Frith, and 9 more names. It has previously used 16 other names, including CoGS Money Matters, Farnham Frontline and Frontline Debt Advice Kinson and West Howe.

Sources and links

The full report on Frontline Debt Advice (UK)

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