Gateway Financial Group Ltd

Reference number: 972846

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gateway Financial Group Ltd (FRN 972846) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Gateway Financial Group's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gateway Financial Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0131 287 2389

  • Address

    65a South Clerk Street, Edinburgh, EH8 9PP, United Kingdom

In the full report: 2 background checks

  • What kind of line 0131 287 2389 is
  • Who else gives the postcode EH8 9PP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Gateway Financial Trading name
  • Gateway Group Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC702269
Company status
Active
Company type
Private limited company
Incorporated
22 June 2021 (5 years old)
Registered office
65a South Clerk Street, Edinburgh, EH8 9PP, Scotland
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Arthur Director May 1986 22 Jun 2021 1 other company
Gareth Mccallum Director Oct 1985 22 Jun 2021 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£955

−65% from £2,768

Cash at bank

£3,720

−43% from £6,583

Employees (average)

3

Same as 3

Owed within a year

£60.0k

+192% from £20.5k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC702269. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gateway Financial Group’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2022

25 March 2022

  • Became an appointed representative

FCA register

2021

22 June 2021

  • Incorporated at Companies House
  • David Arthur became a part-owner (25–50% of shares)
  • Gareth McCallum became the majority owner (50–75% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Gateway Financial Group

Other FCA-listed firms that share a director, phone number or address with Gateway Financial Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Gateway Financial Group

Other firms of the same type (insurance broker), nearest first.

In the Edinburgh (EH) postcode area

Skyscanner LtdEdinburghAppointed representativeArnold Clark Insurance Services LimitedEdinburghAppointed representativeDun Eideann Property LimitedEdinburghAppointed representativeAdvantage Home Finance LtdEdinburghAppointed representativeAIW Mortgages LtdBroxburnAppointed representativeBridges Financial Services LimitedLivingstonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gateway Financial Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Gateway Financial Group Ltd FCA authorised?
Gateway Financial Group Ltd (FRN 972846) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gateway Financial Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gateway Financial Group Ltd (FRN 972846) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Gateway Financial Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gateway Financial Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gateway Financial Group’s phone number?
The FCA register lists the phone number 0131 287 2389 for Gateway Financial Group. If you were given different contact details, use these to check with the firm before going any further.
Is Gateway Financial Group a scam or clone?
Gateway Financial Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gateway Financial Group?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Gateway Financial Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gateway Financial Group?
Companies House lists 2 people with significant control of Gateway Financial Group: Mr Gareth McCallum (50–75% of shares) and Mr David Arthur (25–50% of shares).
Who runs Gateway Financial Group?
Companies House lists 2 directors of Gateway Financial Group: David Arthur and Gareth McCallum.
How long has Gateway Financial Group been in business?
The company was formed on 22 June 2021.
What do Gateway Financial Group’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £955 (−65% from £2,768) and cash at bank of £3,720 (−43% from £6,583).
Does Gateway Financial Group use any other names?
It trades as Gateway Financial and Gateway Group.

Sources and links

The full report on Gateway Financial Group Ltd

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