Greycoat Financial Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 March 2026
On its latest accounts it owed £26.2k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

money-life-balance.co.uk (opens in a new tab)
Phone number

020 7821 2424
Address

63 St. Mary Axe, London, City Of London, EC3A 8AA, England

In the full report: 3 background checks

When money-life-balance.co.uk first appeared online, and whether it can receive email
What kind of line 020 7821 2424 is, and the other firm that gives it
Who else gives the postcode EC3A 8AA

Other names (1)

If you were contacted under any of these names, it is this firm.

Money Life Balance Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Acting as a CBTL advisor
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12186037 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 September 2019 (7 years old)
Registered office: 63 St Mary Axe, London, EC3A 8AA, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)
Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Michael Hunt	Director	May 1956	3 Sep 2019	None
Andrew Banson Snowball	Director	Aug 1978	1 Sep 2024	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

−£26.2k

Up £37.3k from −£63.5k

Cash at bank

£66.8k

No earlier figure to compare

Employees (average)

1

−75% from 4

Owed within a year

£118k

−5.9% from £125k

Net assets are negative: on its last balance sheet the company owed £26.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12186037. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Greycoat Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2020

2 November 2020

Regulated by the FCA from this date
FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
Became authorised by the FCA

FCA register

2019

3 September 2019

Incorporated at Companies House
Michael Hunt became the majority owner (50–75% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Greycoat Financial Services

Other FCA-listed firms that share a director, phone number or address with Greycoat Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Greycoat Financial Services

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorised Gallagher (Administration & Investment) LimitedLondonAuthorised Gallagher Risk & Reward LimitedLondonAuthorised Kroll Securities LtdLondonAuthorised Cambridge Mercantile Risk Management (UK) LtdLondonAuthorised Capita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Greycoat Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 10 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Greycoat Financial Services Limited FCA authorised?

Yes, Greycoat Financial Services Limited (FRN 917269) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2020 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Greycoat Financial Services’ phone number and website?

The FCA register lists the phone number 020 7821 2424 and the website money-life-balance.co.uk for Greycoat Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Greycoat Financial Services a scam or clone?

Greycoat Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Greycoat Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Greycoat Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Greycoat Financial Services?

Companies House lists one person with significant control of Greycoat Financial Services: Mr Michael Hunt (50–75% of shares).

Who runs Greycoat Financial Services?

Companies House lists 2 directors of Greycoat Financial Services: Michael Hunt and Andrew Banson Snowball.

How long has Greycoat Financial Services been in business?

The company was formed on 3 September 2019, and has held its current FCA authorisation since November 2020.

What do Greycoat Financial Services’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of −£26.2k (up £37.3k from −£63.5k) and cash at bank of £66.8k (no earlier figure to compare).

Does Greycoat Financial Services use any other names?

It trades as Money Life Balance.