Guarantees & Bonds Limited

Reference number: 546285

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When guaranteesandbonds.com first appeared online, and whether it can receive email
  • What kind of line 01621 858620 is
  • Who else gives the postcode CM3 4SY
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • G&B Professional Indemnity Trading name
  • G&B Travel Trading name
  • Surety Bonds and Guarantees Trading name
  • Surety Bonds and Guarantees Ltd Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • The firm is permitted to hold and control client
    The firm is permitted to hold and control client money only in respect of non-investment insurance contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06681025
Company status
Active
Company type
Private limited company
Incorporated
26 August 2008 (18 years old)
Registered office
Arlington House West Station Business Park, Spital Road, Maldon, CM9 6FF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Nicholas Peter Radley Director Jan 1962 1 Sep 2010 None
Philip Radley Secretary Not published 20 Sep 2011 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£285k

−13% from £328k

Employees (average)

1

Same as 1

Owed within a year

£96.6k

+59% from £60.8k

The accounts for the year to 31 August 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £336k, for the year to 31 August 2024.

Turnover

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06681025. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Guarantees & Bonds’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2016

6 April 2016

  • Philip Nicolas Peter Radley took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

29 June 2012

  • FCA imposed a requirement (The firm is permitted to hold and control client)

FCA register

2011

15 July 2011

  • Became authorised by the FCA

FCA register

13 June 2011

  • Regulated by the Financial Services Authority from this date

FCA register

2008

26 August 2008

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 5
Instant PDF download

Firms like Guarantees & Bonds

Other firms of the same type (insurance broker), nearest first.

In Chelmsford

Angel Risk Management LimitedChelmsfordAuthorisedAquamercantile LimitedChelmsfordAuthorisedAscend Broking Group LimitedChelmsfordAuthorisedBeyond Leads LimitedChelmsfordAuthorisedCallaway & Sons Insurance Consultants LimitedChelmsfordAuthorisedCentury Underwriting LimitedChelmsfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Guarantees & Bonds

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Guarantees & Bonds Limited FCA authorised?
Yes, Guarantees & Bonds Limited (FRN 546285) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2011 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Guarantees & Bonds’ phone number and website?
The FCA register lists the phone number 01621 858620 and the website guaranteesandbonds.com for Guarantees & Bonds. If you were given different contact details, use these to check with the firm before going any further.
Is Guarantees & Bonds a scam or clone?
Guarantees & Bonds is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Guarantees & Bonds?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Guarantees & Bonds to the Financial Ombudsman Service, free of charge.
Who owns Guarantees & Bonds?
Companies House lists one person with significant control of Guarantees & Bonds: Mr Philip Nicolas Peter Radley (75–100% of shares).
Who runs Guarantees & Bonds?
Companies House lists one director of Guarantees & Bonds: Philip Nicholas Peter Radley.
How long has Guarantees & Bonds been in business?
The company was formed on 26 August 2008, and has held its current FCA authorisation since July 2011.
What do Guarantees & Bonds’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £285k (−13% from £328k).
Does Guarantees & Bonds use any other names?
It trades as G&B Professional Indemnity, G&B Travel and Surety Bonds and Guarantees. It has previously used the name Surety Bonds and Guarantees Ltd.

Sources and links

The full report on Guarantees & Bonds Limited

£19.99 · Instant PDF download

Loading secure checkout…