Gurdip Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are protected by FSCS
No FCA actions
Active company since 2024
Accounts filed up to 31 January 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

gurdip.co.uk (opens in a new tab)
Phone number

07985 199903
Address

19 Bull Street, West Bromwich Ringway, West Bromwich, Sandwell, B70 6EU, United Kingdom

In the full report: 3 background checks

When gurdip.co.uk first appeared online, and whether it can receive email
What kind of line 07985 199903 is
Who else gives the postcode B70 6EU

Other names (3)

If you were contacted under any of these names, it is this firm.

Birmingham Money Trading name: A name it trades under now.
Hawthorns Property Finance Trading name: A name it trades under now.
West Bromwich Money Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15450407 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 January 2024 (2 years old)
Registered office: 19 Bull Street, West Bromwich Ringway, West Bromwich, B70 6EU, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Gurdip Singh	Director	Nov 1974	29 Jan 2024	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£10.4k

Up £10.5k from −£110

Employees (average)

0

Same as 0

Owed within a year

£34.0k

Up £33.7k from £320

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15450407. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gurdip’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2025

11 August 2025

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2024

29 January 2024

Incorporated at Companies House
Gurdip Singh took control (75–100% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms like Gurdip

Other firms of the same type (mortgage adviser or broker), nearest first.

In West Bromwich

Montana Corporate Finance LimitedWest BromwichAuthorised Montana-Rhodes LimitedWest BromwichAppointed representative Naziq MalikWest BromwichAppointed representative New Harmony Designs LimitedWest BromwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gurdip

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
All 9 events in its history

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Frequently asked questions about this firm

Is Gurdip Limited FCA authorised?

Yes, Gurdip Limited (FRN 1032127) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2025 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Gurdip’s phone number and website?

The FCA register lists the phone number 07985 199903 and the website gurdip.co.uk for Gurdip. If you were given different contact details, use these to check with the firm before going any further.

Is Gurdip a scam or clone?

Gurdip is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Gurdip?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gurdip to the Financial Ombudsman Service, free of charge.

Who owns Gurdip?

Companies House lists one person with significant control of Gurdip: Mr Gurdip Singh (75–100% of shares).

Who runs Gurdip?

Companies House lists one director of Gurdip: Gurdip Singh.

How long has Gurdip been in business?

The company was formed on 29 January 2024, and has held its current FCA authorisation since August 2025.

What do Gurdip’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £10.4k (up £10.5k from −£110).

Does Gurdip use any other names?

It trades as Birmingham Money, Hawthorns Property Finance and West Bromwich Money.