New Harmony Designs Limited

Reference number: 954039

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • New Harmony Designs Limited (FRN 954039) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not New Harmony Designs.
  • Example: if New Harmony Designs refers you to a financial adviser, the advice should come from the principal firm, not from New Harmony Designs itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • What a page on newharmonydesignli.wixsite.com means for checking this firm
  • What kind of line 07511 559976 is
  • Who else gives the postcode B70 6AS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 October 2018 (8 years old)
Registered office
149 Spon Lane, West Bromwich, B70 6AS, England
Nature of business
  • Manufacture of kitchen furniture (SIC 31020)

Directors and company secretaries

Name Role Born Appointed Other companies
Rajvir Kaur Director Sep 1981 12 Oct 2018 1 other company
Harjinder Singh Director May 1972 1 Jan 2023 2 other companies
Rhiannon Ayesha Atwal Secretary Not published 1 Jun 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£35.0k

+43% from £24.6k

Cash at bank

£2,598

No earlier figure to compare

Employees (average)

0

−100% from 4

Owed within a year

£11.3k

+221% from £3,528

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11620360. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

New Harmony Designs’s history from the FCA register and Companies House, newest first.

2023

1 January 2023

  • Harjinder Singh appointed as a director

Companies House

2021

2 July 2021

  • Became an introducer appointed representative

FCA register

2018

12 October 2018

  • Incorporated at Companies House
  • Rajvir Kaur took control (75–100% of shares)
  • Rajvir Kaur appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to New Harmony Designs

Other FCA-listed firms that share a director, phone number or address with New Harmony Designs. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like New Harmony Designs

Other firms of the same type (mortgage adviser or broker), nearest first.

In West Bromwich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on New Harmony Designs

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is New Harmony Designs Limited FCA authorised?
New Harmony Designs Limited (FRN 954039) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for New Harmony Designs?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. New Harmony Designs Limited (FRN 954039) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not New Harmony Designs. Example: if New Harmony Designs refers you to a financial adviser, the advice should come from the principal firm, not from New Harmony Designs itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is New Harmony Designs’ phone number and website?
The FCA register lists the phone number 07511 559976 and the website newharmonydesignli.wixsite.com/my-site for New Harmony Designs. If you were given different contact details, use these to check with the firm before going any further.
Is New Harmony Designs a scam or clone?
New Harmony Designs is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with New Harmony Designs?
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for New Harmony Designs's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns New Harmony Designs?
Companies House lists one person with significant control of New Harmony Designs: Mrs Rajvir Kaur (75–100% of shares).
Who runs New Harmony Designs?
Companies House lists 2 directors of New Harmony Designs: Rajvir Kaur and Harjinder Singh.
How long has New Harmony Designs been in business?
The company was formed on 12 October 2018.
What do New Harmony Designs’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £35.0k (+43% from £24.6k) and cash at bank of £2,598 (no earlier figure to compare).

Sources and links

The full report on New Harmony Designs Limited

£19.99 · Instant PDF download

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