Hafod Finance Co. Limited

Reference number: 695264

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stewartfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 485 4118 is
  • Who else gives the postcode M20 2LQ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Stewart Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01704002
Company status
Active
Company type
Private limited company
Incorporated
3 March 1983 (43 years old)
Registered office
Pacific Chambers Floor 3, 11-13 Victoria Street, Liverpool, L2 5QQ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
James Andrew Haworth Stewart Director Mar 1970 17 Oct 2001 1 other company
Laura Murison Director Feb 1974 1 Jan 2019 2 other companies
Laura Murison Secretary Not published 7 Nov 2019 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Total equity

£333k

−30% from £479k

Cash at bank

£149k

−15% from £176k

Owed within a year

£123k

+71% from £71.8k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01704002. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hafod Finance Co.’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2016

6 April 2016

  • James Andrew Haworth Stewart took control (75–100% of shares)

Companies House

12 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1995

30 March 1995

  • Board replaced: all 3 directors left and 2 new directors took over

Companies House

1983

3 March 1983

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (5 shown here)
  • Every director appointment and resignation: 9
Instant PDF download

Firms like Hafod Finance Co.

Other firms of the same type (lender), nearest first.

In Manchester

Think Money LimitedManchesterAuthorisedBlueprint Investments LimitedManchesterAuthorisedbrian william wroeManchesterAuthorisedCambrian Associates LimitedManchesterAuthorisedCamco Finance LtdManchesterAuthorisedDebenhamsPayplus LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hafod Finance Co.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Hafod Finance Co. Limited FCA authorised?
Yes, Hafod Finance Co. Limited (FRN 695264) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Hafod Finance Co.’s phone number and website?
The FCA register lists the phone number 0161 485 4118 and the website stewartfinance.co.uk for Hafod Finance Co.. If you were given different contact details, use these to check with the firm before going any further.
Is Hafod Finance Co. a scam or clone?
Hafod Finance Co. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hafod Finance Co.?
It may control client money but not hold it. Protection depends on which product you hold and how Hafod Finance Co. handles your money, so check the specific product before you commit. You can also refer complaints about Hafod Finance Co. to the Financial Ombudsman Service, free of charge.
Who owns Hafod Finance Co.?
Companies House lists one person with significant control of Hafod Finance Co.: Mr James Andrew Haworth Stewart (75–100% of shares).
Who runs Hafod Finance Co.?
Companies House lists 2 directors of Hafod Finance Co.: James Andrew Haworth Stewart and Laura Murison.
How long has Hafod Finance Co. been in business?
The company was formed on 3 March 1983, and has held its current FCA authorisation since February 2016.
What do Hafod Finance Co.’s latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £333k (−30% from £479k) and cash at bank of £149k (−15% from £176k).
Does Hafod Finance Co. use any other names?
It trades as Stewart Finance.

Sources and links

The full report on Hafod Finance Co. Limited

£19.99 · Instant PDF download

Loading secure checkout…