Hallcroft Private Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 January 2026

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Hallcroft Private Limited (FRN 994622) is an AR of TMG Direct Limited (FRN 786245). When you use Hallcroft Private's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Hallcroft Private, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

hallcroftfinance.co.uk (opens in a new tab)
Phone number

07368 297485
Address

Hallcroft Finance, Human Spaces, 10 South Parade, Leeds, West Yorkshire, LS1 5QS, United Kingdom

In the full report: 3 background checks

When hallcroftfinance.co.uk first appeared online, and whether it can receive email
What kind of line 07368 297485 is
Who else gives the postcode LS1 5QS

Other names (1)

If you were contacted under any of these names, it is this firm.

Hallcroft Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14601944 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 January 2023 (3 years old)
Registered office: Human Spaces, 10 South Parade, Leeds, LS1 5QS, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Adrian Francis Cormican	Director	Jan 1979	18 Jan 2023	16 other companies
Andrew Charles Hardcastle	Director	Oct 1983	18 Jan 2023	3 other companies
Martyn James Pollock	Director	Mar 1982	18 Jan 2023	3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 22
closed down: 8
still active: 14

In the full report: all 22 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£15.9k

−22% from £20.4k

Cash at bank

£7,138

−79% from £33.9k

Employees (average)

0

Same as 0

Owed within a year

£29.8k

−51% from £60.2k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14601944. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hallcroft Private’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

11 April 2023

Became an appointed representative

FCA register

18 January 2023

Incorporated at Companies House
Adrian Francis Cormican became a part-owner (25–50% of shares)
Andrew Charles Hardcastle became a part-owner (25–50% of shares)
Martyn James Pollock became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Hallcroft Private

Other FCA-listed firms that share a director, phone number or address with Hallcroft Private. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Hallcroft Private

Other firms of the same type (mortgage adviser or broker), nearest first.

In Leeds

Advantage Mortgage Services (Yorkshire) LimitedLeedsAppointed representative Alison TroughtLeedsAppointed representative Apex Mortgage & Protection UK LtdLeedsAppointed representative Applied Financial Lines International (UK Branch)LeedsAppointed representative Blackwell Financial Solutions LtdLeedsAppointed representative Bluebell Mortgage and Protection Solutions LtdLeedsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hallcroft Private

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

22 other companies its directors have run, named
3 background checks on its contact details
All 9 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hallcroft Private Limited FCA authorised?

Hallcroft Private Limited (FRN 994622) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Hallcroft Private?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hallcroft Private Limited (FRN 994622) is an AR of TMG Direct Limited (FRN 786245). When you use Hallcroft Private's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hallcroft Private, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Hallcroft Private’s phone number and website?

The FCA register lists the phone number 07368 297485 and the website hallcroftfinance.co.uk for Hallcroft Private. If you were given different contact details, use these to check with the firm before going any further.

Is Hallcroft Private a scam or clone?

Hallcroft Private is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Hallcroft Private?

Protection works through TMG Direct Limited, the principal firm responsible for Hallcroft Private's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Hallcroft Private?

Companies House lists 3 people with significant control of Hallcroft Private: Mr Adrian Francis Cormican (25–50% of shares), Mr Andrew Charles Hardcastle (25–50% of shares) and Mr Martyn James Pollock (25–50% of shares).

Who runs Hallcroft Private?

Companies House lists 3 directors of Hallcroft Private: Adrian Francis Cormican, Andrew Charles Hardcastle and Martyn James Pollock.

How long has Hallcroft Private been in business?

The company was formed on 18 January 2023.

What do Hallcroft Private’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £15.9k (−22% from £20.4k) and cash at bank of £7,138 (−79% from £33.9k).

Does Hallcroft Private use any other names?

It trades as Hallcroft Finance.