Halton Chamber of Commerce & Enterprise Ltd
Reference number: 423309
Instant download
Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1995
- Accounts filed up to 31 December 2025
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Halton Chamber of Commerce & Enterprise Ltd (FRN 423309) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Halton Chamber of Commerce & Enterprise.
- Example: if Halton Chamber of Commerce & Enterprise refers you to a financial adviser, the advice should come from the principal firm, not from Halton Chamber of Commerce & Enterprise itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
7th Floor, Municipal Building, Kingsway, Widnes, WA8 7QF, United Kingdom
In the full report: 3 background checks
- When haltonchamber.co.uk first appeared online, and whether it can receive email
- What kind of line 0333 358 3480 is
- Who else gives the postcode WA8 7QF
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- HALTON CHAMBER OF COMMERCE AND ENTERPRISE
- Company number
- 03115981 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 19 October 1995 (31 years old)
- Registered office
- 7th Floor Municipal Building, Kingsway, Widnes, Cheshire, WA8 7QF
- Nature of business
-
- Activities of other membership organisations not elsewhere classified (SIC 94990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen John Nickson | Director | Mar 1967 | 26 Apr 2001 | 4 other companies |
| Michael Fry | Director | May 1951 | 16 May 2002 | 7 other companies |
| William Sydney David Lamb | Director | Nov 1952 | 30 Jan 2010 | 6 other companies |
| Sauren Ghosh | Director | Feb 1970 | 26 May 2011 | 4 other companies |
| Robin Edwin Tudor | Director | Sep 1964 | 27 Sep 2012 | 3 other companies |
| Lynn Karen Pegler | Director | Oct 1961 | 27 Sep 2012 | 1 other company |
| Ian Micheal Hayhoe | Director | May 1973 | 24 Nov 2015 | 1 other company |
| Richard Anthony Bamber | Director | Apr 1971 | 10 Dec 2021 | 1 other company |
| Michelle Louise Mccann | Director | Feb 1974 | 3 Dec 2024 | None |
| Sarah Caroline Abigail Hall | Director | Jun 1972 | 3 Dec 2024 | None |
Other companies run by these 10 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 26
- closed down
- 9
- are FCA-registered
- 2
In the full report: all 26 companies, named
- What each company does, and whether it is still trading
- Which of these 10 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 10 directors run together
- All 64 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£405k
+10% from £367k
Cash at bank
£452k
+14% from £398k
Employees (average)
6
Same as 6
Owed within a year
£101k
+2.1% from £99.3k
No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £260k turnover and £70.2k profit, for the year to 31 December 2020.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03115981. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Halton Chamber of Commerce & Enterprise’s history from the FCA register and Companies House, newest first.
2025
18 November 2025
- Ian Michael Hayhoe no longer has significant control
Companies House
2023
5 December 2023
- Ian Michael Hayhoe gained significant control
- Valarie Margaret Allen no longer has significant control
Companies House
2018
18 December 2018
- Peter Cook no longer has significant control
- Valarie Margaret Allen gained significant control
Companies House
2016
1 October 2016
- Peter Cook gained significant control
Companies House
2005
14 January 2005
- Became an introducer appointed representative
FCA register
1995
19 October 1995
- Incorporated at Companies House
Companies House
In the full report: all 126 events
- All 126 events in its history (8 shown here)
- Every director appointment and resignation: 118
Firms connected to Halton Chamber of Commerce & Enterprise
Other FCA-listed firms that share a director, phone number or address with Halton Chamber of Commerce & Enterprise. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like Halton Chamber of Commerce & Enterprise
Other firms of the same type (insurance broker), nearest first.
In the Warrington (WA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Halton Chamber of Commerce & Enterprise
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 26 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 126 events in its history
- 2 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Halton Chamber of Commerce & Enterprise Ltd FCA authorised?
What does introducer appointed representative mean for Halton Chamber of Commerce & Enterprise?
What is Halton Chamber of Commerce & Enterprise’s phone number and website?
Is Halton Chamber of Commerce & Enterprise a scam or clone?
Is my money safe with Halton Chamber of Commerce & Enterprise?
Who owns Halton Chamber of Commerce & Enterprise?
Who runs Halton Chamber of Commerce & Enterprise?
How long has Halton Chamber of Commerce & Enterprise been in business?
What do Halton Chamber of Commerce & Enterprise’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk