Handy Loan Club Co.limited (The)

Reference number: 707148

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When handyloanscardiff.co.uk first appeared online, and whether it can receive email
  • What kind of line 07939 415771 is
  • Who else gives the postcode CF10 3BH
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00681582
Company status
Active
Company type
Private limited company
Incorporated
25 January 1961 (65 years old)
Registered office
4th Floor 14 Museum Place, Cardiff, CF10 3BH, Wales
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
David Little Director Mar 1974 8 Mar 2023 1 other company
Judith Little Director Oct 1969 17 Jan 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£56.2k

−9.7% from £62.3k

Employees (average)

2

Same as 2

Owed within a year

£20.1k

−21% from £25.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00681582. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Handy Loan Club Co.limited (The)’s history from the FCA register and Companies House, newest first.

Key events (9) All events (17)

2023

8 March 2023

  • Board replaced: its only director left and a new director took over
  • Bernard Little stopped being a part-owner
  • David Little took control (75–100% of shares)
  • Jennifer Little stopped being a part-owner

Companies House

2016

6 April 2016

  • Bernard Little became a part-owner (25–50% of shares)
  • Jennifer Little became a part-owner (25–50% of shares)

Companies House

8 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1961

25 January 1961

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Handy Loan Club Co.limited (The)

Other FCA-listed firms that share a director, phone number or address with Handy Loan Club Co.limited (The). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Handy Loan Club Co.limited (The)

Other firms of the same type (lender), nearest first.

In Cardiff

EUI LimitedCardiffAuthorisedBlack Horse LimitedCardiffAuthorisedAble Insurance Services LimitedCardiffAuthorisedAMG Wealth Solutions LLPCardiffAuthorisedAmie WortonCardiffAuthorisedC M Loans LimitedCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Handy Loan Club Co.limited (The)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Handy Loan Club Co.limited (The) FCA authorised?
Yes, Handy Loan Club Co.limited (The) (FRN 707148) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Handy Loan Club Co.limited (The)’s phone number and website?
The FCA register lists the phone number 07939 415771 and the website handyloanscardiff.co.uk for Handy Loan Club Co.limited (The). If you were given different contact details, use these to check with the firm before going any further.
Is Handy Loan Club Co.limited (The) a scam or clone?
Handy Loan Club Co.limited (The) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Handy Loan Club Co.limited (The)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Handy Loan Club Co.limited (The) handles your money, so check the specific product before you commit. You can also refer complaints about Handy Loan Club Co.limited (The) to the Financial Ombudsman Service, free of charge.
Who owns Handy Loan Club Co.limited (The)?
Companies House lists one person with significant control of Handy Loan Club Co.limited (The): Mr David Little (75–100% of shares). Before that, it was controlled by Mr Bernard Little and Mrs Jennifer Little.
Who runs Handy Loan Club Co.limited (The)?
Companies House lists 2 directors of Handy Loan Club Co.limited (The): David Little and Judith Little.
How long has Handy Loan Club Co.limited (The) been in business?
The company was formed on 25 January 1961, and has held its current FCA authorisation since March 2016.
What do Handy Loan Club Co.limited (The)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £56.2k (−9.7% from £62.3k).

Sources and links

The full report on Handy Loan Club Co.limited (The)

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