Harbour Homes Scotland Limited

Reference number: 772734

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Your funds are protected by FSCS
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

harbour.scot (opens in a new tab)
Phone number

0131 554 0403
Address

108 Constitution Street, Edinburgh, Midlothian, EH6 6AZ, Scotland

In the full report: 3 background checks

When harbour.scot first appeared online, and whether it can receive email
What kind of line 0131 554 0403 is
Who else gives the postcode EH6 6AZ

Other names (2)

If you were contacted under any of these names, it is this firm.

Harbour Homes Former name: A name it was registered under before.
Port of Leith Housing Association Former name: A name it was registered under before.

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

Bank deposits FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Harbour Homes Scotland’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

5 July 2023

Changed its registered name from "Harbour Homes"

FCA register

4 April 2023

Changed its registered name from "Port of Leith Housing Association"

FCA register

2017

24 July 2017

Regulated by the FCA from this date
FCA imposed a requirement (Not for profit firm)
Became authorised by the FCA

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Harbour Homes Scotland

Other firms of the same type (debt advice or management), nearest first.

In Edinburgh

Children FirstEdinburghAuthorised CyreniansEdinburghAuthorised Edinburgh Food Project Money Advice ServiceEdinburghAuthorised Granton Information CentreEdinburghAuthorised Prospect Community HousingEdinburghAuthorised Change Mental Health LtdEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harbour Homes Scotland

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 6 events in its history

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Frequently asked questions about this firm

Is Harbour Homes Scotland Limited FCA authorised?

Yes, Harbour Homes Scotland Limited (FRN 772734) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2017 and works as a debt advice or management. The FCA has placed no limits on its permissions.

What is Harbour Homes Scotland’s phone number and website?

The FCA register lists the phone number 0131 554 0403 and the website harbour.scot for Harbour Homes Scotland. If you were given different contact details, use these to check with the firm before going any further.

Is Harbour Homes Scotland a scam or clone?

Harbour Homes Scotland is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Harbour Homes Scotland?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Harbour Homes Scotland to the Financial Ombudsman Service, free of charge.

Does Harbour Homes Scotland use any other names?

It has previously used 2 other names: Harbour Homes and Port of Leith Housing Association.

Sources and links

Its entry on the FCA register register.fca.org.uk
Check your FSCS cover fscs.org.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk