Prospect Community Housing

Reference number: 719639

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Authorised by the FCA

Prospect Community Housing is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When prospectch.org.uk first appeared online, and whether it can receive email
  • What kind of line 0131 458 5480 is
  • Who else gives the postcode EH14 2TH
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Bank deposits FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Prospect Community Housing’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2015

2 December 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Prospect Community Housing

Other firms of the same type (debt advice or management), nearest first.

In Edinburgh

Children FirstEdinburghAuthorisedCyreniansEdinburghAuthorisedEdinburgh Food Project Money Advice ServiceEdinburghAuthorisedGranton Information CentreEdinburghAuthorisedHarbour Homes Scotland LimitedEdinburghAuthorisedChange Mental Health LtdEdinburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prospect Community Housing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Prospect Community Housing FCA authorised?
Yes, Prospect Community Housing (FRN 719639) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Prospect Community Housing’s phone number and website?
The FCA register lists the phone number 0131 458 5480 and the website prospectch.org.uk for Prospect Community Housing. If you were given different contact details, use these to check with the firm before going any further.
Is Prospect Community Housing a scam or clone?
Prospect Community Housing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prospect Community Housing?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Prospect Community Housing to the Financial Ombudsman Service, free of charge.

Sources and links

The full report on Prospect Community Housing

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