Harbour Rock Capital Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Your funds are protected by FSCS
No FCA actions
Active company since 2016
Accounts filed up to 31 March 2026
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

harbourrockcapital.co.uk (opens in a new tab)
Phone number

01634 930600
Address

Affinity House, Beaufort Court, Sir Thomas Longley Road, Medway City Estate, Rochester, Kent, ME2 4FD, England

In the full report: 3 background checks, 1 thing worth a closer look

When harbourrockcapital.co.uk first appeared online, and whether it can receive email
What kind of line 01634 930600 is, and the other firm that gives it
Who else gives the postcode ME2 4FD

Other names (6)

If you were contacted under any of these names, it is this firm.

Pension Access Trading name: A name it trades under now.
Pension Sense Trading name: A name it trades under now.
Portafina Investment Management Limited Former name: A name it was registered under before.
Pension Egg Former trading name: A name it used to trade under.
Pension Switch Former trading name: A name it used to trade under.
Portafina Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Arranging safeguarding and administration of assets
Dealing in investments as agent
Making arrangements with a view to transactions in investments
Managing investments

Limits on what they may do

This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10290349 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 July 2016 (10 years old)
Registered office: Affinity House Beaufort Court, Sir Thomas Longley Road, Medway City Estate, Rochester, Kent, ME2 4FD, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Anthony Dunne	Director	Dec 1975	24 Nov 2022	23 other companies
Christopher John Wood	Director	Jul 1969	14 Apr 2023	1 other company
Jonathan Richard Gerald Purle	Director	Jan 1974	1 Oct 2023	None
Azalea Gras-Velázquez	Director	Mar 1986	21 Oct 2025	1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 23
closed down: 12
are FCA-registered: 3

In the full report: all 23 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
The 1 company these 4 directors run together
All 9 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Full accountsAudited

Turnover

£6.29m

−52% from £13.0m

Profit before tax

£1.00m

+1.8% from £984k

Net assets

£3.82m

+6.9% from £3.57m

Cash at bank

£2.35m

+23% from £1.92m

Turnover and profit

In the full report: all 4 years of accounts

Every year from 2020 to 2026
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10290349. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harbour Rock Capital’s history from the FCA register and Companies House, newest first.

Key events (7) All events (31)

2023

11 July 2023

Changed its registered name from "Portafina Investment Management Limited"

FCA register

2022

13 April 2022

Harbour Rock Group Limited gave up control
Harbour Rock Group Limited took control (75–100% of shares)

Companies House

2017

24 February 2017

Regulated by the FCA from this date
FCA imposed a requirement (May control but not hold client money)
Became authorised by the FCA

FCA register

2016

21 July 2016

Incorporated at Companies House

Companies House

In the full report: all 31 events

All 31 events in its history (7 shown here)
Every director appointment and resignation: 14

Firms connected to Harbour Rock Capital

Other FCA-listed firms that share a director, phone number or address with Harbour Rock Capital. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates
2 past links through former directors

Firms like Harbour Rock Capital

Other firms of the same type (investment or fund manager), nearest first.

In Rochester

Prism Investments LimitedRochesterAppointed representative

In the Medway (ME) postcode area

Cobens Group LimitedMaidstoneAuthorised

Elsewhere in the UK

UBS Asset Management (Europe) S.A.Authorised UBS Asset Management (UK) LtdLondonAuthorised UBS Asset Management Funds LtdLondonAuthorised Marks and Spencer Unit Trust Management LimitedChesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harbour Rock Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

23 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
4 years of accounts, charted
All 31 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Harbour Rock Capital Limited FCA authorised?

Yes, Harbour Rock Capital Limited (FRN 754580) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2017 and works as an investment or fund manager. The FCA has placed a limit on what it may do.

What is Harbour Rock Capital’s phone number and website?

The FCA register lists the phone number 01634 930600 and the website harbourrockcapital.co.uk for Harbour Rock Capital. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Harbour Rock Capital a scam or clone?

Harbour Rock Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Harbour Rock Capital?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Harbour Rock Capital to the Financial Ombudsman Service, free of charge.

Who owns Harbour Rock Capital?

Companies House lists no one with significant control of Harbour Rock Capital now. Before that, it was controlled by Harbour Rock Group Limited.

Who runs Harbour Rock Capital?

Companies House lists 4 directors of Harbour Rock Capital: Paul Anthony Dunne, Christopher John Wood, Jonathan Richard Gerald Purle and Azalea Gras-Velázquez.

How long has Harbour Rock Capital been in business?

The company was formed on 21 July 2016, and has held its current FCA authorisation since February 2017.

What do Harbour Rock Capital’s latest accounts show?

Its latest accounts, to 31 March 2026, show turnover of £6.29m (−52% from £13.0m) and profit before tax of £1.00m (+1.8% from £984k).

Does Harbour Rock Capital use any other names?

It trades as Pension Access and Pension Sense. It has previously used 4 other names, including Portafina Investment Management Limited, Pension Egg and Pension Switch.