Harp Funeral Services Limited

Reference number: 981436

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HARP FUNERAL SERVICES LIMITED (FRN 981436) is an AR of Golden Charter Limited (FRN 965279). When you use HARP FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HARP FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01685 385538

  • Address

    The Harp Funeral Home, Swansea Road, Merthyr Tydfil, Merthyr Tydfil, CF48 1HS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01685 385538 is
  • Who else gives the postcode CF48 1HS
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Alfred James & Son Trading name
  • Allan & Derek Davies Trading name
  • Raymonda Iles & Sons Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05331145
Company status
Active
Company type
Private limited company
Incorporated
12 January 2005 (21 years old)
Registered office
The Harp Funeral Home, Swansea Road, Merthyr Tydfil, CF48 1HS
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Patricia Anne Iles Director Feb 1963 12 Jan 2005 1 other company
Carwyn Richard Iles Director Feb 1963 12 Jan 2005 2 other companies
Dafydd Richard Iles Director Mar 1991 18 Sep 2017 None
Dafydd Richard Iles Secretary Not published 10 Apr 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£1.30m

+4.8% from £1.24m

Cash at bank

£691k

+53% from £452k

Employees (average)

20

+11% from 18

Owed within a year

£142k

+31% from £108k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05331145. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Harp Funeral Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2022

22 August 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Carwyn Richard Iles became a part-owner (25–50% of shares)
  • Patricia Anne Iles became a part-owner (25–50% of shares)

Companies House

2005

12 January 2005

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Harp Funeral Services

Other firms of the same type (funeral director), nearest first.

In Merthyr Tydfil

D J Protheroe & Sons LimitedMerthyr TydfilAppointed representativeT.p. Griffiths & Sons (Merthyr Tydfil) LtdMerthyr TydfilAppointed representative

In the Cardiff (CF) postcode area

A D Jones Funeral Directors LimitedTreorchyAppointed representativeAcw Funerals LimitedCaerphillyAppointed representativeAdams & Young Funeral Directors LTDCardiffAppointed representativeBespoke Dignified Services LimitedBridgendAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Harp Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Harp Funeral Services Limited FCA authorised?
Harp Funeral Services Limited (FRN 981436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Harp Funeral Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Harp Funeral Services Limited (FRN 981436) is an AR of Golden Charter Limited (FRN 965279). When you use Harp Funeral Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Harp Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Harp Funeral Services’ phone number?
The FCA register lists the phone number 01685 385538 for Harp Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is Harp Funeral Services a scam or clone?
Harp Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Harp Funeral Services?
Protection works through Golden Charter Limited, the principal firm responsible for Harp Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Harp Funeral Services?
Companies House lists 2 people with significant control of Harp Funeral Services: Mrs Patricia Anne Iles (25–50% of shares) and Mr Carwyn Richard Iles (25–50% of shares).
Who runs Harp Funeral Services?
Companies House lists 3 directors of Harp Funeral Services: Patricia Anne Iles, Carwyn Richard Iles and Dafydd Richard Iles.
How long has Harp Funeral Services been in business?
The company was formed on 12 January 2005.
What do Harp Funeral Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.30m (+4.8% from £1.24m) and cash at bank of £691k (+53% from £452k).
Does Harp Funeral Services use any other names?
It trades as Alfred James & Son, Allan & Derek Davies and Raymonda Iles & Sons.

Sources and links

The full report on Harp Funeral Services Limited

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