Hart Wealth Management Ltd

Reference number: 919467

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hart Wealth Management Ltd (FRN 919467) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Hart Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hart Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When hartfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07843 382213 is
  • Whether WC2B 6UJ is a shared office: 88 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Faye Hart Financial Planning Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
HART WEALTH MANAGEMENT LIMITED
Company status
Active
Company type
Private limited company
Incorporated
2 January 2020 (6 years old)
Registered office
124 Heybridge Road, Ingatestone, CM4 9AJ, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Faye Joanne Hart Director May 1988 2 Jan 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

−£8,060

Up £14.9k from −£23.0k

Employees (average)

1

Same as 1

Owed within a year

£45.5k

+63% from £27.9k

Net assets are negative: on its last balance sheet the company owed £8,060 more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12383980. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hart Wealth Management’s history from the FCA register and Companies House, newest first.

2021

17 August 2021

  • Began trading as "Faye Hart Financial Planning"

FCA register

2020

14 January 2020

  • Became an appointed representative

FCA register

2 January 2020

  • Incorporated at Companies House
  • Faye Joanne Hart took control (75–100% of shares)
  • Faye Joanne Hart appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Hart Wealth Management

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hart Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Hart Wealth Management Ltd FCA authorised?
Hart Wealth Management Ltd (FRN 919467) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hart Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hart Wealth Management Ltd (FRN 919467) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Hart Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hart Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hart Wealth Management’s phone number and website?
The FCA register lists the phone number 07843 382213 and the website hartfp.co.uk for Hart Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Hart Wealth Management a scam or clone?
Hart Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hart Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Hart Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hart Wealth Management?
Companies House lists one person with significant control of Hart Wealth Management: Faye Joanne Hart (75–100% of shares).
Who runs Hart Wealth Management?
Companies House lists one director of Hart Wealth Management: Faye Joanne Hart.
How long has Hart Wealth Management been in business?
The company was formed on 2 January 2020.
What do Hart Wealth Management’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of −£8,060 (up £14.9k from −£23.0k).
Does Hart Wealth Management use any other names?
It trades as Faye Hart Financial Planning.

Sources and links

The full report on Hart Wealth Management Ltd

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