Hendersons Travel Agencies Limited

Reference number: 494698

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hendersons Travel Agencies Limited (FRN 494698) is an AR of Rush Insurance Services Limited (FRN 714385). When you use Hendersons Travel Agencies's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hendersons Travel Agencies, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hendersonstravel.com first appeared online, and whether it can receive email
  • What kind of line 01450 374471 is
  • Who else gives the postcode TD9 9EH
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Hendersons Travel Trading name: A name it trades under now.
  • Kelso Travel Trading name: A name it trades under now.
  • Hendersons Travel Agencies Former name: A name it was registered under before.
  • Hendersons Travel Agencies L Former name: A name it was registered under before.
  • The Hendersons Travel Group Former name: A name it was registered under before.
  • Eildon Travel Former trading name: A name it used to trade under.
  • Elite World Choice Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rush Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 May 2003 (23 years old)
Registered office
18 High Street, Hawick, TD9 9EH
Nature of business
  • Travel agency activities (SIC 79110)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Maughan Webber Director Aug 1947 6 May 2003 1 other company
Michael John Brydon Webber Director Jan 1946 6 May 2003 3 other companies
Richard John Brydon Webber Director Aug 1977 6 May 2003 1 other company
Michael John Brydon Webber Secretary Not published 6 May 2003 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£104k

+148% from £42.0k

Cash at bank

£68.7k

+133% from £29.5k

Employees (average)

11

Same as 11

Owed within a year

£115k

−13% from £132k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC248866. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hendersons Travel Agencies’s history from the FCA register and Companies House, newest first.

2021

29 June 2021

  • Changed its registered name from "Hendersons Travel Agencies L"
  • Changed its registered name from "The Hendersons Travel Group"

FCA register

25 June 2021

  • Changed its registered name from "Hendersons Travel Agencies"

FCA register

2017

6 May 2017

  • Michael John Brydon Webber became a part-owner (25–50% of shares)
  • Richard John Brydon Webber became a part-owner (25–50% of shares)

Companies House

2009

15 January 2009

  • Became an appointed representative

FCA register

2003

6 May 2003

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Hendersons Travel Agencies

Other firms of the same type (insurance broker), nearest first.

In Hawick

In the Galashiels (TD) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hendersons Travel Agencies

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Hendersons Travel Agencies Limited FCA authorised?
Hendersons Travel Agencies Limited (FRN 494698) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hendersons Travel Agencies?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hendersons Travel Agencies Limited (FRN 494698) is an AR of Rush Insurance Services Limited (FRN 714385). When you use Hendersons Travel Agencies's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hendersons Travel Agencies, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hendersons Travel Agencies’ phone number and website?
The FCA register lists the phone number 01450 374471 and the website hendersonstravel.com for Hendersons Travel Agencies. If you were given different contact details, use these to check with the firm before going any further.
Is Hendersons Travel Agencies a scam or clone?
Hendersons Travel Agencies is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hendersons Travel Agencies?
Protection works through Rush Insurance Services Limited, the principal firm responsible for Hendersons Travel Agencies's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hendersons Travel Agencies?
Companies House lists 2 people with significant control of Hendersons Travel Agencies: Mr Richard John Brydon Webber (25–50% of shares) and Mr Michael John Brydon Webber (25–50% of shares).
Who runs Hendersons Travel Agencies?
Companies House lists 3 directors of Hendersons Travel Agencies: Helen Maughan Webber, Michael John Brydon Webber and Richard John Brydon Webber.
How long has Hendersons Travel Agencies been in business?
The company was formed on 6 May 2003.
What do Hendersons Travel Agencies’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £104k (+148% from £42.0k) and cash at bank of £68.7k (+133% from £29.5k).
Does Hendersons Travel Agencies use any other names?
It trades as Hendersons Travel and Kelso Travel. It has previously used 5 other names, including Hendersons Travel Agencies, Hendersons Travel Agencies L and The Hendersons Travel Group.

Sources and links

The full report on Hendersons Travel Agencies Limited

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